5049 Laurel Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5049 Laurel Dr, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,760 sqft · built 1954
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Sep 2015)
Tax Bill	$7,959 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-110-032-4`

Property Details

APN / Parcel Number

Primary APN	`116-110-032-4`
Alternative APN	`116-110-032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1972
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	5049 LAUREL DR
City	CONCORD
State	CA
Zip	94521-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	AYERS RANCH SUBN POR LOT 70
Legal Subdivision	AYERS RANCH SUB
Legal Lot Number	70
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	333101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5049 LAUREL DR, CONCORD, CA 94521-1448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2017	Deed of Trust, Mortgage · FHA Mortgage LENDUSA LLC
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2015 · Amount on Record
Deed Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	2015200232
Last Transfer Date	Oct 26, 2020
Transfer Doc	0000259178
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5049 LAUREL DR, CONCORD, CA 94521-1448
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE OF NORCAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151494
Date	Aug 21, 2017
Instrument	2017-151494

Lender

Name	LENDUSA LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5049 LAUREL DR, CONCORD, CA 94521-1448
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075895
Date	May 23, 2019
Instrument	2019-075895

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5049 LAUREL DR, CONCORD, CA 94521-1448
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108606
Date	Jul 15, 2019
Instrument	2019-108606

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 2, 2020
Property Address	5049 LAUREL DR, CONCORD, CA 94521-1448
Document Number	0000259178
Map Reference	VOL 7 PG 17
Instrument Date	Oct 26, 2020
Instrument	2020-259178
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 LAUREL DR, CONCORD, CA 94521-1448

Mortgage

Document Number	0000259179
Date	Nov 2, 2020
Instrument	2020-259179

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$735,234 (+2%) Land $464,875 Building $270,359
2025	$7,959.00 (+2.76%) Homeowner's exemption	$720,818 (+4.04%) Land $455,760 Building $265,058
2023	$7,745.00 (+0.86%)	$692,829 (+2%) Land $438,063 Building $254,766
2022	$7,679.00	$679,245 Land $429,474 Building $249,771

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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