5049 Latrobe Dr, Windermere, FL 34786 Property Records

Orange County property record for 5049 Latrobe Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,514 sqft · built 1990
Lot Size	0.527 acres (22,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Feb 2021)
Tax Bill	$30,442 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-28-3899-00-360`

Property Details

APN / Parcel Number

Primary APN	`16-23-28-3899-00-360`
Alternative APNs	`282316389900360` `283348` `288193` `292355`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,514 sqft Living Area
Gross Area	6,770 sqft
1st Floor Area	3,897 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Stone/Wood Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	22,936 sqft (0.527 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5049 LATROBE DR
City	WINDERMERE
State	FL
Zip	34786-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	ISLEWORTH 16/118 LOT 36
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	ISLEWORTH
Legal Tract	3899
Legal Lot Number	36
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2043
Census Tract	14809

Owner

Source: Orange County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5048 LATROBE DR, WINDERMERE, FL 34786-8915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit BELL BANK
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit WINTER PK NAT'L BK
Jul 2, 2019	Grant Deed, Mortgage · Line of Credit WINTER PK NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	202165118
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5049 LATROBE DR, WINDERMERE, FL 34786-8914
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5025 LATROBE DR, WINDERMERE, FL 34786-8914

Mortgage

Document Number	0000621767
Date	Oct 28, 2025
Instrument	20250621767

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5049 LATROBE DR, WINDERMERE, FL 34786-8914
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 GUARAGUAO URB MONTEHIEDRA, SAN JUAN 926

Mortgage

Document Number	20210065119
Date	Feb 3, 2021
Instrument	20210065119

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5049 LATROBE DR, WINDERMERE, FL 34786-8914
Document Number	0000717416
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5049 LATROBE DR WINDERMERE FL 347868914, WINDERMERE, FL 34786-8914

Mortgage

Document Number	0000717416
Date	Nov 14, 2019
Instrument	717416

Lender

Name	WINTER PK NAT'L BK
Address	WINTER PARK, FL 32789

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 2, 2019
Property Address	5049 LATROBE DR, WINDERMERE, FL 34786-8914
Instrument Date	Jun 26, 2019
Instrument	405362
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5049 LATROBE DR WINDERMERE FL 347868914, WINDERMERE, FL 34786-8914

Mortgage

Document Number	0000405362
Date	Jul 2, 2019
Instrument	405362

Lender

Name	WINTER PK NAT'L BK
Address	201 N NEW YORK AVE # 100, WINTER PARK, FL 32789-3163

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,852,768 (-1.12%) Land $770,000 Building $1,082,768	$1,852,768 (-1.12%) Land $770,000 Building $1,082,768
2025	$30,442.00 (+3.03%) Homeowner's exemption	$1,873,670 (+7.11%) Land $770,000 Building $1,103,670	$1,873,670 (+7.11%) Land $770,000 Building $1,103,670
2024	$29,547.00 (+13.97%)
2023	$25,926.00 (+15.67%) Homeowner's exemption	$1,749,272 (+24.77%) Land $770,000 Building $979,272	$1,749,272 (+24.77%) Land $770,000 Building $979,272
2022	$22,414.00	$1,401,975 Land $570,000 Building $831,975	$1,401,975 Land $570,000 Building $831,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,200 / 1,200
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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