5049 Coons Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 5049 Coons Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,778 sqft · built 2001
Lot Size0.417 acres (18,202 sqft)
OwnerIndividual Name on Record
Last Sale$234,000 (Jul 2001)
Tax Bill$11,751 (2026)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN013089 15.19-5-6

Property Details

APN / Parcel Number

Primary APN013089 15.19-5-6
Alternative APNs
  • 308901501900050060000000
  • 01501900050060000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,778 sqft Living Area
1st Floor Area1,510 sqft
2nd Floor Area1,268 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area18,202 sqft (0.417 acres)
Lot Dimensions168 ft deep x 108 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01501900050060000000
Street Address5049 COONS RD
CitySCHENECTADY
StateNY
Zip12303-5386
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO30
Legal DescriptionRANDOMWOOD ACRES SEC 6 LOT 5049
Legal SubdivisionFINAL PLAT RANDOM ACRES 6
Legal Block5
Legal Lot Number6.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group3
Census Block3007
Census Tract14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5049 COONS RD, SCHENECTADY, NY 12303-5386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Nov 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Sep 16, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NEXT STEP FCU
Jan 7, 2020Loan Modification, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Jan 16, 2020Intrafamily Transfer, Transfer · Stand-Alone Refinance
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2001 · Amount on Record
Deed SaleJul 5, 2001 · Amount on Record
Deed Book / Page2684 / 1044
Last Transfer DateJan 7, 2020
Transfer Doc0000001319
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5049 COONS RD, SCHENECTADY, NY 12303-5386
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5049 COONS RD, SCHENECTADY, NY 12303-5386

Mortgage

Document Number0000003411
DateNov 3, 2021
InstrumentR2021-33411
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5049 COONS RD, SCHENECTADY, NY 12303-5386
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5049 COONS RD, SCHENECTADY, NY 12303-5386

Mortgage

Document Number0000003412
DateNov 3, 2021
InstrumentR2021-33412
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address5049 COONS RD, SCHENECTADY, NY 12303-5386
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5049 COONS RD, SCHENECTADY, NY 12303-5386

Mortgage

Document Number0000005472
DateSep 16, 2024
InstrumentR2024-15472
Lender
NameNEXT STEP FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2039

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBANY NY
Property Address5049 COONS RD, SCHENECTADY, NY 12303-5386
Document Number0000001322
Instrument DateJan 7, 2020
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5049 COONS RD SCHENECTADY NY 123035386, SCHENECTADY, NY 12303-5386

Mortgage

Document Number0000001322
DateJan 16, 2020
Instrument1322
Lender
NameCAPITAL COMMUNICATIONS FCU
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 15, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALBANY NY
Recording DateJan 16, 2020
Property Address5049 COONS RD, SCHENECTADY, NY 12303-5386
Document Number0000001319
Map ReferenceMAP 9523 DR 172
Instrument DateJan 7, 2020
InstrumentR2020-01319
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2333 ROSENDALE RD, 2333, NISKAYUNA, NY 12309-2701

Transferred To (Grantee/Buyer)

NameVerified Name
Address5049 COONS RD, SCHENECTADY, NY 12303-5386

Mortgage

Document Number0000001322
DateJan 16, 2020
InstrumentR2020-01322
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,751.00 (+4.32%) Homeowner's exemption
2025$11,264.00 (+12.15%) Homeowner's exemption$415,000 (-) Land $83,000 Building $332,000$553,333 (+13.33%) Land $110,667 Building $442,666
2023$415,000 (-) Land $83,000 Building $332,000$488,235 (+7.06%) Land $97,647 Building $390,588
2022$415,000 Land $83,000 Building $332,000$456,044 Land $91,209 Building $364,835
2021$10,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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