5049 Athens Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5049 Athens Dr, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,176 sqft · built 1986
Lot Size0.233 acres (10,138 sqft)
OwnerTrust Name on File
Last Sale$975,000 (Dec 2012)
Tax Bill$14,027 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN212-492-016-2

Property Details

APN / Parcel Number

Primary APN212-492-016-2
Alternative APN
  • 212-492-016

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area3,176 sqft Living Area
1st Floor Area2,146 sqft
2nd Floor Area1,030 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1992
Architectural StyleCluster
Lot Area10,138 sqft (0.233 acres)
Garage TypeAttached
Garage Area779 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5049 ATHENS DR
CitySAN RAMON
StateCA
Zip94582-4606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-1
Legal DescriptionT5902 L87
Legal SubdivisionSUBDIVISION 5902
Legal Tract5902
Legal Lot Number87
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group4
Census Block4021
Census Tract345112

Owner

5049 Athens Dr is owner-occupied and held in a trust since February 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordTrust Name on File
Mailing Address5049 ATHENS DR, SAN RAMON, CA 94582-4606
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 25, 2021Intrafamily Transfer, Transfer · Line of Credit
KEYPOINT CU
Feb 25, 2021Intrafamily Transfer, Transfer
REGIONAL LENDER CENTER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2012 · Amount on File
Deed SaleDec 5, 2012 · Amount on File
Prior SaleSep 13, 2012 · Amount on File
Deed Document Number2012309247
Last Transfer DateFeb 19, 2021
Transfer Doc0000058222
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5049 ATHENS DR, SAN RAMON, CA 94582-4606
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5049 ATHENS DR, SAN RAMON, CA 94582-4606

Mortgage

Document Number0000312689
DateDec 14, 2020
Instrument2020-312689
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateFeb 25, 2021
Property Address5049 ATHENS DR, SAN RAMON, CA 94582-4606
Document Number0000058220
Map ReferenceMB 290 PG 1
Instrument DateFeb 19, 2021
Instrument2021-058220
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyREGIONAL LENDER CENTER

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5049 ATHENS DR, SAN RAMON, CA 94582-4606

Mortgage

Document Number0000058221
DateFeb 25, 2021
Instrument2021-058221
Lender
NameKEYPOINT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateFeb 25, 2021
Property Address5049 ATHENS DR, SAN RAMON, CA 94582-4606
Document Number0000058222
Map ReferenceMB 290 PG 1
Instrument DateFeb 19, 2021
Instrument2021-058222
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyREGIONAL LENDER CENTER

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5049 ATHENS DR, SAN RAMON, CA 94582-4606

Tax Assessment & Valuation

The 2025 property tax bill for 5049 Athens Dr was $14,027 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,248,793 (+2%) Land $628,023 Building $620,770
2025$14,027.00 Homeowner's exemption$1,224,308 Land $615,709 Building $608,599
2023$13,533.00 (+0.74%) Homeowner's exemption$1,176,768 Land $591,801 Building $584,967
2022$13,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5049 Athens Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5049 Athens Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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