St. Louis County property record for 5048 Silver Leaf St, Duluth, MN 55811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2013 |
| Square Footage | 1,659 sqft Gross Area |
| Lot Size | 26,105 sqft (0.599 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $645,000 (2021) |
| Tax Bill | $8,976.00 (2026) |
| Primary APN | 395-0134-00390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,659 sqft Gross Area |
| 1st Floor | 1,659 sqft 1st Floor |
| Basement Area | 1,161 sqft Basement |
| Finished Basement | 1,161 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 26,105 sqft (0.599 acres) |
| Garage Area | 766 sqft Garage |
| Deck Area | 196 sqft Deck |
| Porch Area | 36 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 1115186 |
|---|---|
| Street Address | 5048 SILVER LEAF ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-4097 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 39 BLOCK 1 SERIAL # |
| Legal Subdivision | MAPLE VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | HERMANTOWN |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 10301 |
Source: St. Louis County records · APN 395-0134-00390
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5048 SILVER LEAF ST, DULUTH, MN 55811-4097 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2016 · Amount on Record |
| Deed Doc Number | 20211421966 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5048 SILVER LEAF ST, DULUTH, MN 55811-4097 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001424336 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 1424336 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 16, 2021 |
| Property Address | 5048 SILVER LEAF ST, DULUTH, MN 55811-4097 |
| Document Number | 0001421966 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 1421966 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,128.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5048 SILVER LEAF ST, HERMANTOWN, MN 55811-4097 |
| Document Number | 0001421967 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 1421967 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Number | 0001421968 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 1421968 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 09, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Hermantown City |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,976.00 (+11.09%) Homeowner's exemption | ||
| 2025 | $8,080.00 (+7.39%) Homeowner's exemption | $670,600 (+17.05%) Land $103,600 Building $567,000 | $670,600 (+17.05%) Land $103,600 Building $567,000 |
| 2024 | $7,524.00 | $572,900 (+19.38%) Land $99,500 Building $473,400 | $572,900 (+19.38%) Land $99,500 Building $473,400 |
| 2022 | $479,900 Land $74,000 Building $405,900 | $479,900 Land $74,000 Building $405,900 |
5048 Silver Leaf St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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