5048 Saddle Dr, La Fayette, IN 47905 Property Records

Tippecanoe County property record for 5048 Saddle Dr, La Fayette, IN 47905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,128 sqft · built 1997
Lot Size	0.201 acres (8,740 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,669 (Apr 2026)
Tax Bill	$1,704 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`79-08-30-151-040.000-009`

Property Details

APN / Parcel Number

Primary APN	`79-08-30-151-040.000-009`
Alternative APN	`112030050385`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	2,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,740 sqft (0.201 acres)
Lot Dimensions	95 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	152 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	5048 SADDLE DR
City	LAFAYETTE
State	IN
Zip	47905-7696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SADDLEBROOK EST SD PH 1 PT 2 LOT 40
Legal Subdivision	SADDLEBROOK EST SD
Legal Lot Number	40
Jurisdiction	TIPPECANOE IN
Township / Civil Division	PERRY
Census Block Group	4
Census Block	4003
Census Tract	10901

Owner

Source: Tippecanoe County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5048 SADDLE DR, LAFAYETTE, IN 47905-7696
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer · FHA Mortgage APPROVED MORTGAGE CORPORATION
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit PURDUE FCU
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Jul 14, 2019	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	20266058
Prior Transfer Date	Dec 21, 2007
Prior Transfer Doc	0000000180
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Apr 20, 2026
Property Address	5048 SADDLE DR, LAFAYETTE, IN 47905-7696
Document Number	0000006058
Instrument Date	Apr 10, 2026
Instrument	20266058
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5048 SADDLE DR, LAFAYETTE, IN 47905-7696

Mortgage

Document Number	0000006059,
Date	Apr 20, 2026
Instrument	20266059

Lender

Name	APPROVED MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPPECANOE IN
Property Address	5048 SADDLE DR, LAFAYETTE, IN 47905-7696
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026003526
Date	Mar 9, 2026
Instrument	202626003526

Lender

Name	PURDUE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2041

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPPECANOE IN
Recording Date	Dec 29, 2020
Property Address	5048 SADDLE DR, LAFAYETTE, IN 47905-7696
Document Number	0020027777
Map Reference	PC E SL E-115
Instrument Date	Dec 18, 2020
Instrument	202020027777
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	COLUMBIA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5048 SADDLE DR, LAFAYETTE, IN 47905-7696

Mortgage

Document Number	0020027778
Date	Dec 29, 2020
Instrument	202020027778

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPPECANOE IN
Property Address	5048 SADDLE DR, LAFAYETTE, IN 47905-7696
Document Number	0000012252
Instrument Date	Jul 14, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5048 SADDLE DR LAFAYETTE IN 479057696, LAFAYETTE, IN 47905-7696

Mortgage

Document Number	0000012252
Date	Jul 24, 2019
Instrument	12252

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Tax Assessment & Valuation

Source: Tippecanoe County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Tippecanoe County
County Subdivision	Perry Township
Unified School District	Tippecanoe School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$285,700 (+15.9%) Land $31,600 Building $254,100	$285,700 (+15.9%) Land $31,600 Building $254,100
2024	$1,704.00 (+11.3%)
2023	$1,531.00 (+5.59%)	$246,500 (+12.97%) Land $31,500 Building $215,000	$246,500 (+12.97%) Land $31,500 Building $215,000
2022	$1,450.00	$218,200 Land $31,500 Building $186,700	$218,200 Land $31,500 Building $186,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER WORKS serves 70,835 people · EPA ID IN5279013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wintek.

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