Hamilton County property record for 5048 Riverwatch Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,512 sqft · built 1986 |
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Nov 2023) |
| Tax Bill | $3,761 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Line of Credit Aug 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0031-0276-00 |
| Primary APN | 540-0031-0276-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 432 sqft |
| 2nd Floor Area | 1,080 sqft |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,490 sqft (0.148 acres) |
| Lot Dimensions | 101 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5048 RIVERWATCH DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERWATCH DR 65.10 X 101.90 IRR LOT 500 MT ALVERNO ESTATES BLK DPT II |
| Legal Subdivision | MT ALVERNO ESTATES |
| Legal Block | D |
| Legal Lot Number | 500 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21421 |
5048 Riverwatch Dr is owned and occupied by an individual who bought it in November 2023.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5048 RIVERWATCH DR, CINCINNATI, OH 45238-5965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2023 | Warranty Deed, Transfer · Line of Credit CITIZENS BANK NA |
| Aug 17, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2023 · Amount on File |
| Deed Sale | Nov 3, 2023 · Amount on File |
| Prior Sale | Mar 30, 2012 · Amount on File |
| Deed Document Number | 0000078291 |
| Deed Book / Page | 15036 / 874 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 3, 2023 |
| Property Address | 5048 RIVERWATCH DR, CINCINNATI, OH 45238-5965 |
| Document Number | 0000078291 |
| Book / Page | 15036 / 874 |
| Map Reference | MB 239 PG 99&100 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023-0078291 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5048 RIVERWATCH DR, CINCINNATI, OH 45238-5965 |
| Document Number | 0000078292 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 2023-0078292 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5048 RIVERWATCH DR, CINCINNATI, OH 45238-5965 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5048 RIVERWATCH DR, CINCINNATI, OH 45238-5965 |
| Document Number | 0000057931 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 14981/406 |
| Instrument | 2023-0057931 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 25, 2053 |
The 2025 property tax bill for 5048 Riverwatch Dr was $3,761, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,761.00 (+2.51%) | $63,231 (-) Land $9,828 Building $53,403 | |
| 2024 | $3,669.00 (-0.3%) | $63,231 (-) Land $9,828 Building $53,403 | |
| 2023 | $3,680.00 (+40.83%) | $63,231 (+58.6%) Land $9,828 Building $53,403 | $180,660 Land $28,080 Building $152,580 |
| 2022 | $2,613.00 Homeowner's exemption | $39,869 Land $8,547 Building $31,322 | |
| 2020 | $113,910 Land $24,420 Building $89,490 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5048 Riverwatch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5048 Riverwatch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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