5048 Ginnie Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 5048 Ginnie Ct, Spring Hill, FL 34608 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1997
Lot Size	0.607 acres (26,427 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Mar 2021)
Tax Bill	$4,766 (2025)
Deeds & Mortgages	Oct 2023 Sale Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5230-1580-0300`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5230-1580-0300`
Alternative APNs	`00635520` `635520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,806 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,806 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,427 sqft (0.607 acres)
Lot Dimensions	185 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,047 sqft
Deck Area	112 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00635520
Street Address	5048 GINNIE CT
City	SPRING HILL
State	FL
Zip	34608-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 23 BLK 1580 LOT 30
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 23
Legal Block	1580
Legal Lot Number	30
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41201

Owner

Source: Hernando County records · APN R32-323-17-5230-1580-0300

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5048 GINNIE CT, SPRING HILL, FL 34608-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 10, 2021	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Apr 17, 1997 · Amount on Record
Deed Document Number	202116571
Deed Book / Page	3964 / 307
Last Transfer Date	Oct 17, 2023
Transfer Doc	0043581376
Record Updated	Jun 08, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 26, 2023
Property Address	5048 GINNIE CT, SPRING HILL, FL 34608-2608
Document Number	0043581376
Book / Page	4358 / 1376
Map Reference	MB 10 PG 44-52
Instrument Date	Oct 17, 2023
Instrument	2023068641
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5048 GINNIE CT, SPRING HILL, FL 34608-2608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 GOLDWIN STREET, MILLERTON, NY 12546

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 10, 2021
Property Address	5048 GINNIE CT, SPRING HILL, FL 34608-2608
Document Number	0039640307
Book / Page	3964 / 307
Map Reference	MB 10 PG 44-52
Instrument Date	Mar 02, 2021
Instrument	2021016571
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5157 FLORENTINE CT, 5157, SPRING HILL, FL 34608-2604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5048 GINNIE CT, SPRING HILL, FL 34608-2608

Mortgage

Document Number	3964309
Date	Mar 10, 2021
Instrument	3964/309

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5048 GINNIE CT, SPRING HILL, FL 34608-2608
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037410775
Date	Aug 19, 2019
Book Page	3741/0775
Instrument	2019051974

Lender

Name	WHITNEY BANK
Type	Bank
Address	CLEARWATER, FL 33761

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 01, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,766.00 (-1.18%)	$329,837 (-8.93%) Land $48,097 Building $281,740	$329,837 (-8.93%) Land $48,097 Building $281,740
2023		$362,179 (+6.94%) Land $66,231 Building $295,948
2022	$4,823.00	$338,662 Land $30,391 Building $308,271	$362,179 Land $46,247 Building $315,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530412012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Tillman Global Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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