Chisago County property record for 5048 450th St, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,758 sqft · built 1905 |
| Lot Size | 3.67 acres (159,865 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Jun 2026) |
| Tax Bill | $2,812 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00103-00 |
| Primary APN | 14-00103-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 1,292 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 159,865 sqft (3.67 acres) |
| Garage Type | Detached |
| Garage Area | 928 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 827 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3982320 |
|---|---|
| Street Address | 5048 450TH ST |
| City | HARRIS |
| State | MN |
| Zip | 55032-3612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGOSRR |
| Legal Description | PT OF SE1/4 OF SE1/4 DES AS FOL: BG AT SW COR OF SE1/4 OF SE1/4; TH N ON 1/4 LINE 800 FT; TH E PAR TO S SEC LINE 200 FT; TH S |
| Legal Range | 021 |
| Legal Township | 036 |
| Legal Section | 18 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | HARRIS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 110202 |
5048 450th St is owned and occupied by an individual who bought it in June 2026.
Source: Chisago County records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5048 450TH ST, HARRIS, MN 55032-3612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Prior Sale | Jun 1, 2022 · Amount on File |
| Deed Document Number | 2026693461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Jun 4, 2026 |
| Property Address | 5048 450TH ST, HARRIS, MN 55032-3612 |
| Document Number | 0000693461 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026693461 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | LAKE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,991.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5048 450TH ST, HARRIS, MN 55032-3612 |
| Document Number | 0000693461, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 2026693461 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 5048 450th St was $2,812 with a homeowner's exemption, down 0.5% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Harris City |
| Unified School District | Rush City Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,812.00 (-0.5%) | ||
| 2025 | $2,826.00 Homeowner's exemption | ||
| 2024 | $207,900 (-5.71%) | $233,400 (-1.31%) | |
| 2023 | $2,882.00 (+2.56%) Homeowner's exemption | $220,500 (+6.94%) | $236,500 (+5.91%) Land $83,400 Building $153,100 |
| 2022 | $2,810.00 (+8.75%) Homeowner's exemption | $206,200 (+32.18%) | $223,300 (+25.94%) Land $79,200 Building $144,100 |
| 2021 | $2,584.00 | $156,000 | $177,300 Land $58,600 Building $118,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5048 450th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5048 450th St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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