5047 Ludlow Rd, Lena, MS 39094 Property Records

Leake County property record for 5047 Ludlow Rd, Lena, MS 39094

Property Summary

Property Type	Single Family Home
Lot Size	9.8 acres (426,888 sqft)
Owner	2 Individual Names on File
Tax Bill	$843 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`114130019`

Property Details

APN / Parcel Number

Primary APN	`114130019`
Alternative APN	`011781`

Exterior

Lot Area	426,888 sqft (9.8 acres)

Location & Zoning

Account Number	011781
Street Address	5047 LUDLOW RD
City	LENA
State	MS
Zip	39094-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W2/SE4
Legal Range	06E
Legal Township	09
Legal Section	13
Legal Subdivision	W2SE4S13T9NR6E
Jurisdiction	LEAKE MS
Township / Civil Division	4
Census Block Group	2
Census Block	2017
Census Tract	40500

Owner

5047 Ludlow Rd is owned and occupied by two individuals.

Source: Leake County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5047 LUDLOW RD, LENA, MS 39094-9187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Deed of Trust, Mortgage QUICKEN LOANS INC
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2009	Deed of Trust, Mortgage HERITAGE BANKING GROUP
Aug 26, 2008	Deed of Trust, Mortgage HERITAGE BANKING GROUP
Dec 21, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	5047 LUDLOW RD, LENA, MS 39094-9187
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000ZF/767
Date	Nov 8, 2017
Book Page	ZF/767

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	5047 LUDLOW RD, LENA, MS 39094-9187
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000DDZ/568
Date	Dec 21, 2021
Book Page	DDZ/568
Instrument	1002417

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	5047 LUDLOW RD, LENA, MS 39094-9187
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5047 LUDLOW RD, LENA, MS 39094-9187

Mortgage

Document Number	0000VS/400
Date	Aug 26, 2009
Book Page	VS/400

Lender

Name	HERITAGE BANKING GROUP
Address	114 S PEARL ST, CARTHAGE, MS 39051

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 14, 2014

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEAKE MS
Property Address	5047 LUDLOW RD, LENA, MS 39094-9187
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5047 LUDLOW RD, LENA, MS 39094-9187

Mortgage

Document Number	00000VG/45
Date	Aug 26, 2008
Book Page	VG/45

Lender

Name	HERITAGE BANKING GROUP
Type	Bank
Address	PO BOX 437, CARTHAGE, MS 39051

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 21, 2013

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEAKE MS
Recording Date	Dec 21, 2021
Property Address	5047 LUDLOW RD, LENA, MS 39094-9187
Document Number	000392/741
Book / Page	392 / 741
Map Reference	DB 346 PG 314
Instrument Date	Dec 17, 2021
Instrument	1002416
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 WILDBERRY DR, PEARL, MS 39208-9231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5047 LUDLOW RD, LENA, MS 39094-9187

Mortgage

Document Number	0000DDZ568
Date	Dec 21, 2021
Instrument	DDZ/568

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5047 Ludlow Rd was $843 with a homeowner's exemption.

Source: Leake County assessment roll, as of October 24, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Leake County
Unified School District	Leake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$843.00 Homeowner's exemption	$8,991 Land $1,339 Building $7,652	$87,410 Land $10,890 Building $76,520
2023		$9,024 Land $1,372 Building $7,652	$87,630 Land $11,110 Building $76,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5047 Ludlow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5047 Ludlow Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST LEAKE WATER ASSN public/private · serves 2,463 people · EPA ID MS0400008
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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