50461 288th Ave, Elgin, MN 55932 Property Records

Wabasha County property record for 50461 288th Ave, Elgin, MN 55932

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 912 sqft · built 1976
Lot Size	0.64 acres (27,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Dec 2018)
Tax Bill	$1,574 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02.00350.00`

Property Details

APN / Parcel Number

Primary APN	`R02.00350.00`
Alternative APN	`02.00350.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	912 sqft Living Area
Basement Area	730 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,888 sqft (0.64 acres)
Garage Type	Attached
Garage Area	528 sqft
Deck Area	144 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	50461 288TH AVE
City	ELGIN
State	MN
Zip	55932-5250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-108 RANGE-012 WOODLAND ESTATES SUBDIVISION LOT-002 BLOCK-003 (WWW)
Legal Range	12
Legal Township	108
Legal Section	34
Legal Subdivision	WOODLAND ESTATES SUBDIVISION
Legal Block	3
Legal Lot Number	2
Jurisdiction	WABASHA MN
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3071
Census Tract	490500

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50461 288TH AVE, ELGIN, MN 55932-5250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK/PLAINVIEW
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Dec 27, 2018	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Nov 3, 2006 · Amount on Record
Deed Document Number	2018333505
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Recording Date	Jul 7, 2026
Property Address	50461 288TH AVE, ELGIN, MN 55932-5250
Document Number	0000363759
Instrument Date	Jul 1, 2026
Instrument	2026363759
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50461 288TH AVE, ELGIN, MN 55932-5250

Mortgage

Document Number	0000363759,
Date	Jul 7, 2026
Instrument	2026363759

Lender

Name	PEOPLES STATE BANK/PLAINVIEW

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASHA MN
Property Address	50461 288TH AVE, ELGIN, MN 55932-5250
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338233
Date	Mar 26, 2020
Instrument	338233

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASHA MN
Recording Date	Dec 27, 2018
Property Address	50461 288TH AVE, ELGIN, MN 55932-5250
Document Number	0000333505
Instrument Date	Dec 19, 2018
Instrument	333505
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	50461 288TH AVE, ELGIN, MN 55932-5250

Mortgage

Document Number	0000333506
Date	Dec 27, 2018
Instrument	333506

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wabasha County
County Subdivision	Elgin Township
Unified School District	Plainview-Elgin-Millville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,574.00 (-42%) Homeowner's exemption	$243,600 (+7.27%) Land $75,000 Building $168,600	$243,600 (+7.27%) Land $75,000 Building $168,600
2023	$2,714.00 Homeowner's exemption	$227,100 Land $70,000 Building $157,100	$227,100 Land $70,000 Building $157,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber	5,000 / 5,000
Midco Cable	1,250 / 60
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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