5046 Victory Ct, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 5046 Victory Ct, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,574 sqft · built 1996
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$674,150 (Feb 2020)
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`599-08-00-022`

Property Details

APN / Parcel Number

Primary APN	`599-08-00-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,574 sqft Living Area
Gross Area	7,258 sqft
1st Floor Area	2,361 sqft
Upper Floors Area	1,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Exterior Amenities

Porch	Slab
Porch Area	576 sqft
Deck Area	742 sqft
Patio Area	742 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	5046 VICTORY CT
City	MOUNT PLEASANT
State	SC
Zip	29466-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -THE BLUFF AT CHARLESTON NATIONAL DESCRIPTION -LOT 5046 TRACT 12 SITE NAME -THE BLUFF AT CHAS NAT'L
Legal Subdivision	THE BLUFF AT CHARLESTON NATIONAL
Legal Tract	12
Legal Lot Number	5046
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3023
Census Tract	4609

Owner

Source: Charleston County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5046 VICTORY CT, MOUNT PLEASANT, SC 29466-6932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND MTG
Aug 11, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE TR FCU
Feb 21, 2020	Grant Deed, Transfer ANGEL OAK MTG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on Record
Deed Sale	Feb 21, 2020 · Amount on Record
Deed Book / Page	861 / 672
Last Transfer Date	Jul 18, 2025
Transfer Doc	0013270360
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	5046 VICTORY CT, MT PLEASANT, SC 29466-6932
Document Number	0907/0753
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5046 VICTORY CT MOUNT PLEASANT SC 294666932, MOUNT PLEASANT, SC 29466-6932

Mortgage

Document Number	0907/0753
Date	Aug 18, 2020
Book Page	000907/000753

Lender

Name	MIDLAND MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	5046 VICTORY CT, MT PLEASANT, SC 29466-6932
Document Number	0907/0754
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5046 VICTORY CT MOUNT PLEASANT SC 294666932, MOUNT PLEASANT, SC 29466-6932

Mortgage

Document Number	0907/0754
Date	Aug 18, 2020
Book Page	000907/000754

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Aug 17, 2027

Interest

Rate Type	Adjustable Rate

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Feb 21, 2020
Property Address	5046 VICTORY CT, MT PLEASANT, SC 29466-6932
Document Number	0861/0672
Book / Page	000861 / 000672
Instrument Date	Feb 21, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5046 VICTORY CT MOUNT PLEASANT SC 294666932, MOUNT PLEASANT, SC 29466-6932

Mortgage

Document Number	861/0673
Date	Feb 21, 2020
Book Page	000861/000673

Lender

Name	ANGEL OAK MTG SOLUTIONS
Address	ATLANTA, GA 30328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,010.00 (+12.36%)
2024	$2,679.00 (+8.46%)	$27,000 (-)
2022	$2,470.00	$27,000	$675,000 (-) Land $205,000 Building $470,000
2020			$675,000 Land $205,000 Building $470,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 292 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	292 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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