5046 Summerhill Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 5046 Summerhill Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,944 sqft · built 1989
Lot Size	0.167 acres (7,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Jul 2018)
Tax Bill	$7,896 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-503-20-00`

Property Details

APN / Parcel Number

Primary APN	`158-503-20-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,944 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	7,266 sqft (0.167 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5046 SUMMERHILL DR
City	OCEANSIDE
State	CA
Zip	92057-6917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 73 TR 011952
Legal Subdivision	MISSION SANTA FE
Legal Tract	011952
Legal Block	1
Legal Lot Number	73
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1008
Census Tract	18525

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5046 SUMMERHILL DR, OCEANSIDE, CA 92057-6917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Sep 12, 2018	Deed of Trust, Mortgage · VA Mortgage PROVIDENT SAVINGS BANK FSB
Oct 19, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 18, 2018	Grant Deed, Transfer · VA Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Sep 9, 1998 · Amount on Record
Deed Document Number	2018292779
Prior Transfer Date	Jul 1, 2016
Prior Transfer Doc	0000338027
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5046 SUMMERHILL DR, OCEANSIDE, CA 92057-6917
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5046 SUMMERHILL DR, OCEANSIDE, CA 92057-6917

Mortgage

Document Number	0000738790
Date	Oct 25, 2021
Instrument	2021-0738790

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5046 SUMMERHILL DR, OCEANSIDE, CA 92057-6917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000377203
Date	Sep 12, 2018
Instrument	2018-0377203

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5046 SUMMERHILL DR, OCEANSIDE, CA 92057-6917
Document Number	0000482072
Instrument Date	Oct 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5046 SUMMERHILL DR OCEANSIDE CA 920576917, OCEANSIDE, CA 92057-6917

Mortgage

Document Number	0000482072
Date	Oct 24, 2019
Instrument	482072

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 18, 2018
Property Address	5046 SUMMERHILL DR, OCEANSIDE, CA 92057-6917
Document Number	0000292779
Map Reference	MAP 11952
Instrument Date	Jun 22, 2018
Instrument	2018-0292779
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5046 SUMMERHILL DR, OCEANSIDE, CA 92057-6917

Mortgage

Document Number	0000292780
Date	Jul 18, 2018
Instrument	2018-0292780

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$705,445 (+2%) Land $193,795 Building $511,650
2025	$7,896.00 (+8.4%) Homeowner's exemption	$691,614 (+4.04%) Land $189,996 Building $501,618
2023	$7,284.00 (+0.18%) Homeowner's exemption	$664,760 Land $182,619 Building $482,141
2022	$7,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Summerhill Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures