5046 Settlers Ct, Maple Plain, MN 55359 Property Records

Hennepin County property record for 5046 Settlers Ct, Maple Plain, MN 55359 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,464 sqft · built 2018
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Dec 2023)
Tax Bill	$19,839 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-118-24-42-0010`

Property Details

APN / Parcel Number

Primary APN	`25-118-24-42-0010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,464 sqft Living Area
Gross Area	5,847 sqft
1st Floor Area	1,736 sqft
2nd Floor Area	1,849 sqft
Basement Area	1,383 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	220,414 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	5046 SETTLERS CT
City	MAPLE PLAIN
State	MN
Zip	55359-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 001 A SETTLERS PRAIRIE IRREGULAR
Legal Range	24
Legal Township	118
Legal Section	25
Legal Quarter	42
Legal Subdivision	SETTLERS PRAIRIE
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2000
Census Tract	27002

Owner

Source: Hennepin County records · APN 25-118-24-42-0010

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5046 SETTLERS CT, MAPLE PLAIN, MN 55359-2206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU
Jul 11, 2019	Warranty Deed, Subdivision Related Transfer CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	202311252877
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 20, 2023
Property Address	5046 SETTLERS CT, MAPLE PLAIN, MN 55359-2206
Document Number	0A11252877
Instrument Date	Dec 01, 2023
Instrument	A11252877
Transaction Type	Transfer
Record Updated	Jan 01, 2024
Title Company	EXCLUSIVE TITLE SERVICES, EXECUTIVE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5046 SETTLERS CT, INDEPENDENCE, MN 55359-2206

Mortgage

Document Number	0A11252878
Date	Dec 20, 2023
Instrument	A11252878

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	6.99%
Max Rate At Change	8.99%
Index	1-Year T-Bill
Max Rate	12.9%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5046 SETTLERS CT, MAPLE PLAIN, MN 55359-2206
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10916203
Date	Feb 16, 2021
Instrument	A10916203

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 01, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 11, 2019
Property Address	5046 SETTLERS CT, MAPLE PLAIN, MN 55359-2206
Document Number	0010677826
Instrument Date	Jun 28, 2019
Instrument	10677826
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 24, 2019
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5046 SETTLERS CT INDEPENDENCE MN 553592206, INDEPENDENCE, MN 55359-2206

Mortgage

Document Number	10677827
Date	Jul 11, 2019
Instrument	10677827

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	6850 MILLER RD, BRECKSVILLE, OH 44141-3222

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2049

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Independence City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,839.00 (+13.59%)	$1,539,000 (+12.01%) Land $348,000 Building $1,191,000	$1,539,000 (+12.01%) Land $348,000 Building $1,191,000
2023	$17,465.00 Homeowner's exemption
2022		$1,374,000 Land $390,000 Building $984,000	$1,374,000 Land $390,000 Building $984,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530270022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 64% of Minnesota
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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