Seminole County property record for 5046 Rock Rose Loop, Sanford, FL 32771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,949 sqft · built 2004 |
| Lot Size | 0.169 acres (7,383 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Nov 2020) |
| Tax Bill | $3,972 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-19-30-5RD-0000-1990 |
| Primary APN | 17-19-30-5RD-0000-1990 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,949 sqft Living Area |
| 1st Floor Area | 1,949 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 7,383 sqft |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 127 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5046 ROCK ROSE LOOP |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32771-9228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 199 RETREAT AT WEKIVA - PHASE 2 PB 64 PGS 60 - 62 |
| Legal Range | 30E |
| Legal Township | 19S |
| Legal Section | 17 |
| Legal Subdivision | RETREAT AT WEKIVA |
| Legal Phase | 2 |
| Legal Lot Number | 199 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20707 |
5046 Rock Rose Loop is owned and occupied by an individual who bought it in November 2020.
Source: Seminole County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5046 ROCK ROSE LOOP, SANFORD, FL 32771-9228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Prior Sale | May 23, 2017 · Amount on File |
| Deed Document Number | 2020135912 |
| Deed Book / Page | 9770 / 1173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 5046 ROCK ROSE LOOP, SANFORD, FL 32771-9228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094631639 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 09463/1639 |
| Instrument | 2019115563 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 24, 2020 |
| Property Address | 5046 ROCK ROSE LOOP, SANFORD, FL 32771-9228 |
| Document Number | 0097701173 |
| Book / Page | 9770 / 1173 |
| Map Reference | MB 64 PG 60-62 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2020135912 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ALL FLORIDA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5400 CORACI BLVD APT 7202, 7202, PT ORANGE, FL 32128-7581 |
| Document Number | 0097701174 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 9770/1174 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 23, 2017 |
| Property Address | 5046 ROCK ROSE LOOP, SANFORD, FL 32771-9228 |
| Document Number | 0089190705 |
| Book / Page | 08919 / 0705 |
| Map Reference | MB64 PG60-62 |
| Instrument Date | May 11, 2017 |
| Instrument | 2017051338 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1742 WHITE HERON BAY CIR, 1742, ORLANDO, FL 32824-5656 |
| Name | Verified Name |
|---|---|
| Address | 5046 ROCK ROSE LOOP, SANFORD, FL 32771-9228 |
| Document Number | 2017051339 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017051339 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 5046 Rock Rose Loop was $3,972 with a homeowner's exemption.
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,972.00 Homeowner's exemption | $321,910 | $422,338 Land $100,000 Building $322,338 |
| 2023 | $3,804.00 (+2.62%) Homeowner's exemption | $303,726 (+3%) | $361,762 (+2.67%) Land $82,000 Building $279,762 |
| 2022 | $3,707.00 Homeowner's exemption | $294,880 | $352,351 Land $82,000 Building $270,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5046 Rock Rose Loop in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 24 (2017–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5046 Rock Rose Loop is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEMINOLE COUNTY NORTHWEST serves 31,986 people · EPA ID FL3594107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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