5046 Congress Ave, Oakland, CA 94601 Property Records

Alameda County property record for 5046 Congress Ave, Oakland, CA 94601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1923
Lot Size	0.099 acres (4,290 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Feb 2009)
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Jan 2018 Transfer Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-2372-40`

Property Details

APN / Parcel Number

Primary APN	`35-2372-40`
Alternative APN	`035-2372-040-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tar & Gravel
Lot Area	4,290 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5046 CONGRESS AVE
City	OAKLAND
State	CA
Zip	94601-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00040 BLK: AR: 0035 PAGE: 2372
Legal Subdivision	FRUITVALE BLVD
Legal Block	R
Legal Lot Number	143&1
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3001
Census Tract	407600

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	5046 CONGRESS AVE, OAKLAND, CA 94601-5402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit PATELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2009 · Amount on Record
Deed Sale	Feb 6, 2009 · Amount on Record
Prior Sale	Aug 26, 2005 · Amount on Record
Deed Document Number	200942924
Last Transfer Date	Jan 22, 2018
Transfer Doc	0000016200
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 26, 2018
Property Address	5046 CONGRESS AVE, OAKLAND, CA 94601-5402
Document Number	0000016200
Instrument Date	Jan 22, 2018
Instrument	16200
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5046 CONGRESS AVE OAKLAND CA 946015402, OAKLAND, CA 94601-5402

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5046 CONGRESS AVE, OAKLAND, CA 94601-5402
Document Number	0000056604
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5046 CONGRESS AVE OAKLAND CA 946015402, OAKLAND, CA 94601-5402

Mortgage

Document Number	0000056604
Date	Mar 7, 2017
Instrument	56604

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 6, 2032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5046 CONGRESS AVE, OAKLAND, CA 94601-5402
Document Number	0000056605
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5046 CONGRESS AVE OAKLAND CA 946015402, OAKLAND, CA 94601-5402

Mortgage

Document Number	0000056605
Date	Mar 7, 2017
Instrument	56605

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,280 (-1.2%) Land $66,984 Building $156,296
2025	$4,662.00 (+1.61%) Homeowner's exemption	$218,903 (+4.04%) Land $65,671 Building $153,232
2023	$4,588.00 Homeowner's exemption	$210,404 Land $63,121 Building $147,283	$437,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,037 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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