5046 Champlain Cir, West Bloomfield, MI 48323 Property Records

Oakland County property record for 5046 Champlain Cir, West Bloomfield, MI 48323

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,692 sqft · built 1987
Lot Size	0.344 acres (14,985 sqft)
Owner	Company Name on Record
Last Sale	$343,000 (Nov 2014)
Tax Bill	$5,530 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`X-18-24-156-005`

Property Details

APN / Parcel Number

Primary APN	`X-18-24-156-005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,692 sqft Living Area
1st Floor Area	2,268 sqft
Basement Area	2,218 sqft
Finished Basement	2,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	513 sqft
Deck Area	289 sqft
Patio Area	289 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5046 CHAMPLAIN CIR
City	WEST BLOOMFIELD
State	MI
Zip	48323-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R9E, SEC 24 CHAMBORD VILLAS LOT 5
Legal Range	09E
Legal Township	02N
Legal Section	24
Legal Subdivision	CHAMBORD VILLAS
Legal Lot Number	5
Jurisdiction	OAKLAND MI
Township / Civil Division	WEST BLOOMFIELD
Census Block Group	3
Census Block	3011
Census Tract	156400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Intrafamily Transfer, Transfer
Feb 25, 2021	Intrafamily Transfer, Transfer
Nov 4, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	2014220475
Deed Book / Page	47602 / 168
Last Transfer Date	Feb 24, 2021
Transfer Doc	0000050276
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 3, 2025
Property Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528
Document Number	0000124822
Book / Page	60582 / 737
Map Reference	LB 177 PG 17
Instrument Date	Sep 17, 2025
Instrument	124822
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Feb 25, 2021
Property Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528
Document Number	0000050276
Book / Page	55773 / 271
Map Reference	LB 177 PG 17
Instrument Date	Feb 24, 2021
Instrument	50276
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528

Mortgage

Document Number	0000229570
Date	Nov 4, 2020
Book Page	55108/616
Instrument	229570

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040512
Date	Feb 27, 2020
Book Page	53882/863
Instrument	40512

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5046 CHAMPLAIN CIR, WEST BLOOMFIELD, MI 48323-3528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5046 CHAMPLAIN CIR, ORCHARD LAKE, MI 48323-3528

Mortgage

Document Number	0000225590
Date	Oct 29, 2020
Book Page	55081/868
Instrument	225590

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	West Bloomfield Charter Township
Unified School District	Bloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,530.00 (-48.33%) Homeowner's exemption	$324,890 (+3.87%) Land $22,500 Building $302,390	$649,780 (+3.87%) Land $45,000 Building $604,780
2024	$10,702.00 (+5.5%) Homeowner's exemption	$312,780 (+8.59%)	$625,560 (+8.59%)
2023	$10,144.00 (+4.12%) Homeowner's exemption		$576,080 Land $45,000 Building $531,080
2022	$9,743.00	$288,040 Land $22,500 Building $265,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD TOWNSHIP serves 41,691 people · EPA ID MI0000790
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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