5046 Bluff Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 5046 Bluff Pl, El Cajon, CA 92020 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1980
Square Footage3,628 sqft Living Area
Lot Size1.13 acres
OccupancyOwner Occupied
Last Sale$650,000 (2012)
Tax Bill$9,330.00 (2025)

Property Details

APN / Parcel Number

Primary APN493-400-69-00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area3,628 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area49,658 sqft
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address5046 BLUFF PL
CityEL CAJON
StateCA
Zip92020-8212
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPAR 4 TR PM06535
Legal SubdivisionEL CAJON CITY
Legal Tract6535
Legal Block1
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1004
Census Tract15403

Owner

Source: San Diego County records · APN 493-400-69-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5046 BLUFF PL, EL CAJON, CA 92020-8212
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Intrafamily Transfer, Transfer
May 24, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2012 · Amount on Record
Deed SaleNov 30, 2012 · Amount on Record
Deed Doc Number2012750144
Last Transfer DateOct 27, 2022
Transfer Doc0000416387
Record RefreshedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 28, 2022
Property Address5046 BLUFF PL, EL CAJON, CA 92020-8212
Document Number0000416387
Map ReferenceDOC 77-467370
Instrument DateOct 27, 2022
Instrument2022-0416387
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5046 BLUFF PL, EL CAJON, CA 92020-8212

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5046 BLUFF PL, EL CAJON, CA 92020-8212
Document Number0000251815
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5046 BLUFF PL EL CAJON CA 920208212, EL CAJON, CA 92020-8212

Mortgage

Document Number0000251815
DateJun 06, 2017
Instrument251815
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJun 05, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$816,423 (+2%) Land $253,359 Building $563,064
2025$9,330.00 (+2.03%) Homeowner's exemption$800,416 (+4.04%) Land $248,392 Building $552,024
2023$9,144.00 (+1.6%) Homeowner's exemption$769,337 Land $238,748 Building $530,589
2022$9,000.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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