5045 Winding Ln, Clarence, NY 14031 Property Records

Erie County and Clarence Town property record for 5045 Winding Ln, Clarence, NY 14031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,864 sqft · built 1990
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,360 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143200 72.01-2-15.2`

Property Details

APN / Parcel Number

Primary APN	`143200 72.01-2-15.2`
Alternative APN	`32000720100002015200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,864 sqft Living Area
1st Floor Area	1,938 sqft
2nd Floor Area	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	291 ft deep x 290 ft wide
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5045 WINDING LN
City	CLARENCE
State	NY
Zip	14031-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	200 FT W OF C/L STRICKLER
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	15.200
Jurisdiction	ERIE NY
Township / Civil Division	CLARENCE
Census Block Group	1
Census Block	1011
Census Tract	14704

Owner

5045 Winding Ln is owned and occupied by two individuals.

Source: Erie County and Clarence Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5045 WINDING LN, CLARENCE, NY 14031-1520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jun 13, 2022	Deed of Trust, Mortgage · SBA Mortgage M & T BANK
Dec 20, 2021	Deed of Trust, Mortgage · SBA Mortgage CNB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	5045 WINDING LN, CLARENCE, NY 14031-1520
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 WINDING LN, CLARENCE, NY 14031-1520

Mortgage

Document Number	0114079108
Date	Sep 20, 2022
Book Page	11407/9108
Instrument	2022178538

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	CLARENCE, NY 14031

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	5045 WINDING LN, CLARENCE, NY 14031-1520
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 WINDING LN, CLARENCE, NY 14031-1520

Mortgage

Document Number	0140558282
Date	Jun 13, 2022
Book Page	14055/8282
Instrument	2022113177

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	SBA Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	5045 WINDING LN, CLARENCE, NY 14031-1520
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 WINDING LN, CLARENCE, NY 14031-1520

Mortgage

Document Number	0140315691
Date	Dec 20, 2021
Book Page	14031/5691
Instrument	2021253385

Lender

Name	CNB BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5045 Winding Ln was $12,360, up 162.8% from the year before.

Source: Erie County and Clarence Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Clarence Town
Unified School District	Clarence Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,360.00 (+162.81%)
2025	$4,703.00 (-60.43%)	$768,000 (-) Land $88,600 Building $679,400	$768,000 (-) Land $88,600 Building $679,400
2024	$11,886.00	$768,000 (+39.64%) Land $88,600 Building $679,400	$768,000 (+11.71%) Land $88,600 Building $679,400
2023		$550,000 Land $73,800 Building $476,200	$687,500 Land $92,250 Building $595,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5045 Winding Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5045 Winding Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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