Daviess County property record for 5045 Terry Rd, Owensboro, KY 42301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,735 sqft · built 2002 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,467 (2025) |
| Deeds & Mortgages | Apr 2011 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-00-00-058-02-000 |
| Primary APN | 032-00-00-058-02-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,735 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,281 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Street Address | 5045 TERRY RD |
|---|---|
| City | OWENSBORO |
| State | KY |
| Zip | 42301-8182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5045 TERRY RD |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | UTICA-STANLEY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1800 |
5045 Terry Rd is owned and occupied by two individuals.
Source: Daviess County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5045 TERRY RD, OWENSBORO, KY 42301-8182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 5045 TERRY RD, OWENSBORO, KY 42301-8182 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001807/241 |
|---|---|
| Date | Apr 6, 2011 |
| Book Page | 1807/241 |
| Instrument | 1361324 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42303 |
| Amount | Amount on Record |
|---|---|
| Term | 238 Months |
| Due | Feb 1, 2031 |
The 2025 property tax bill for 5045 Terry Rd was $2,467.
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,400 (-) | $239,400 (-) | |
| 2025 | $2,467.00 | $239,400 Land $25,000 Building $214,400 | $239,400 Land $25,000 Building $214,400 |
| 2023 | $196,200 | $196,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5045 Terry Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5045 Terry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAVIESS CO WATER DISTRICT serves 33,655 people · EPA ID KY0300387 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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