Wayne County property record for 5045 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,594 sqft · built 1941 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $145,000 (Jun 2002) |
| Tax Bill | $2,998 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-181-13-026 |
| Primary APN | 82-10-181-13-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 980 sqft |
| Unfinished Basement | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 114 ft deep x 35 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5045 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-3056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 234 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ORCHARD BLVD SUBD |
| Legal Subdivision | ORCHARD BLVD |
| Legal Lot Number | 234 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 573400 |
5045 Ternes St is owned by a company that bought it in June 2002 and is owner-occupied.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5045 TERNES ST, DEARBORN, MI 48126-3056 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Line of Credit MEMBERFOCUS COMMUNITY CU |
| Nov 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2002 · Amount on File |
| Deed Sale | Jun 17, 2002 · Amount on File |
| Prior Sale | Aug 15, 2001 · Amount on File |
| Prior Transfer Date | Apr 22, 2002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 5045 TERNES ST, DEARBORN, MI 48126-3056 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5045 TERNES ST, DEARBORN, MI 48126-3056 |
| Document Number | 0576700974 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 57670/974 |
| Instrument | 2022203834 |
| Name | MEMBERFOCUS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 11, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 18, 2019 |
| Property Address | 5045 TERNES ST, DEARBORN, MI 48126-3056 |
| Document Number | 0554130627 |
| Book / Page | 055413 / 000627 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 322963 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 24140 ROSS ST DEARBORN MI 481243268, DEARBORN, MI 48124-3268 |
The 2025 property tax bill for 5045 Ternes St was $2,998 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,400 (+14.15%) | $246,800 (+14.15%) | |
| 2025 | $2,998.00 Homeowner's exemption | $108,100 | $216,200 |
| 2023 | $97,600 | $195,200 | |
| 2019 | $3,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5045 Ternes St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5045 Ternes St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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