5045 Stone Oak Dr, Jackson, MI 49201 Property Records

Jackson County property record for 5045 Stone Oak Dr, Jackson, MI 49201

Property Summary

Property Type	Condominium
Details	2.5 ba · 2,632 sqft
Lot Size	1.06 acres (46,479 sqft)
Owner	Individual Name on File
Last Sale	$93,800 (Oct 2005)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-13-30-103-013-00`

Property Details

APN / Parcel Number

Primary APN	`000-13-30-103-013-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,632 sqft Living Area
1st Floor Area	1,796 sqft
Basement Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Lot Area	46,479 sqft (1.06 acres)
Lot Dimensions	101 ft deep x 460 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5045 STONE OAK DR
City	JACKSON
State	MI
Zip	49201-9780
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RNF-1
Legal Description	UNIT 13 STONE OAK CONDOMINIUM
Legal Subdivision	STONE OAK CONDOMINIUM
Legal Unit	13
Jurisdiction	JACKSON MI
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3022
Census Tract	5202

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5045 STONE OAK DR, JACKSON, MI 49201-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit HILLSDALE COUNTY NATIONAL BANK
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage COUNTY NATIONAL BANK
May 12, 2020	Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2005 · Amount on File
Deed Sale	Oct 26, 2005 · Amount on File
Deed Document Number	20052416552
Deed Book / Page	1829 / 346
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5045 STONE OAK DR, JACKSON, MI 49201-9780
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002779365
Date	Sep 29, 2017
Book Page	2107/1077
Instrument	2779365

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5045 STONE OAK DR, JACKSON, MI 49201-9780
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002847392
Date	Apr 7, 2020
Book Page	2160/203
Instrument	2847392

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HOLLAND, MI 49424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	5045 STONE OAK DR, JACKSON, MI 49201-9780
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002850207
Date	May 12, 2020
Book Page	2162/418
Instrument	2850207

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 10, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Summit Township
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,300 (+4.19%)	$382,600 (+4.19%)
2025	$2,062.00 (-38.85%)	$183,600 (+10.67%)	$367,200 (+10.67%)
2024	$3,372.00 (+24.84%)
2023		$165,900	$331,800
2020	$2,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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