5045 Serry Ln, Milton, FL 32571 Property Records

Santa Rosa County property record for 5045 Serry Ln, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,509 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Apr 2021)
Tax Bill	$5,508 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-1N-29-0000-02603-0000`

Property Details

APN / Parcel Number

Primary APN	`04-1N-29-0000-02603-0000`
Alternative APN	`N291040000026030000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,509 sqft Living Area
Gross Area	5,240 sqft
1st Floor Area	2,105 sqft
Upper Floors Area	1,404 sqft
Attic	Attic
Attic Area	143 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	205 ft deep x 212 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	1,038 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5045 SERRY LN
City	MILTON
State	FL
Zip	32571-8858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DESCRIPTION UPDATE FOR 2025 COM AT SE COR OF SW4 04-1N-29W; TH W 455 FT; TH N 450 FT TO POB; TH CONT N 212.5 FT; TH W 205 FT; TH S 212.5 FT; TH E 205 FT TO POB AS DES IN OR 4110 PG 1685 & AS DES IN OR 4550 PG 572
Legal Range	29W
Legal Township	1N
Legal Section	04
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4004
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5045 SERRY LN, MILTON, FL 32571-8858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES
Oct 8, 2024	Intrafamily Transfer, Transfer
Apr 29, 2021	Warranty Deed, Transfer · VA Mortgage US MORTGAGE CORP
May 12, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA STATE EMPLOYEES FCU
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	202128268
Deed Book / Page	4110 / 1685
Last Transfer Date	Oct 2, 2024
Transfer Doc	0045500572
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 1, 2026
Property Address	5045 SERRY LN, MILTON, FL 32571-8858
Document Number	0000049438
Book / Page	4794 / 878
Instrument Date	Sep 25, 2026
Instrument	202649438
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PURE TITLE LLC, PURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429,856.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3743 LANDON CT, GULF BREEZE, FL 32563-5458

Mortgage

Document Number	0000049439,
Date	Oct 1, 2026
Instrument	202649439

Lender

Name	GARDNER FINANCIAL SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 8, 2024
Property Address	5045 SERRY LN, PACE, FL 32571-8858
Document Number	0045500572
Book / Page	4550 / 572
Instrument Date	Oct 2, 2024
Instrument	202445608
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5045 SERRY LN, PACE, FL 32571-8858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5045 SERRY LN, PACE, FL 32571-8858

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 29, 2021
Property Address	5045 SERRY LN, PACE, FL 32571-8858
Document Number	0041101685
Book / Page	4110 / 1685
Instrument Date	Apr 27, 2021
Instrument	202128268
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 FRIENDSHIP RD, MILTON, FL 32570-9779

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 SERRY LN, PACE, FL 32571-8858

Mortgage

Document Number	0041101688
Date	Apr 29, 2021
Instrument	4110/1688

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5045 SERRY LN, PACE, FL 32571-8858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039491752
Date	May 12, 2020
Book Page	3949/1752
Instrument	202022383

Lender

Name	FLORIDA STATE EMPLOYEES FCU
Type	Credit Union
Address	PENSACOLA, FL 32524

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Apr 1, 2025

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5045 SERRY LN, PACE, FL 32571-8858
Document Number	0038641303
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5045 SERRY LN PACE FL 325718858, PACE, FL 32571-8858

Mortgage

Document Number	0038641303
Date	Aug 28, 2019
Book Page	003864/001303
Instrument	38325

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	MARIANNA, FL 32447-7000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,508.00 (+2.38%)	$430,696 (+2.55%) Land $50,000 Building $380,696	$430,696 (+2.55%) Land $50,000 Building $380,696
2024	$5,380.00 (-1.54%)	$420,001 (+0.64%) Land $45,000 Building $375,001	$420,001 (+0.64%) Land $45,000 Building $375,001
2023	$5,464.00 (-0.31%)	$417,318 (+0.58%) Land $45,000 Building $372,318	$417,318 (+0.58%) Land $45,000 Building $372,318
2022	$5,481.00	$414,930	$414,930 Land $45,000 Building $369,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2017–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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