Washoe County property record for 5045 Ross Dr, Reno, NV 89519
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,484 sqft · built 1972 |
| Lot Size | 0.518 acres (22,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Dec 2002) |
| Tax Bill | $2,457 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-104-04 |
| Primary APN | 009-104-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,484 sqft Living Area |
| Gross Area | 4,044 sqft |
| 1st Floor Area | 1,742 sqft |
| Basement Area | 1,742 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 22,553 sqft (0.518 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 600 sqft |
| Deck Area | 204 sqft |
| Patio Area | 204 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5045 ROSS DR |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89519-7912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | HIGHLAND PARK FRAC LOT 38 |
| Legal Range | 19E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | HIGHLAND PARK |
| Legal Lot Number | 38 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1103 |
5045 Ross Dr is owned and occupied by two individuals who acquired it in June 2020.
Source: Washoe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5045 ROSS DR, RENO, NV 89519-7912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 26, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2002 · Amount on File |
| Deed Sale | Dec 27, 2002 · Amount on File |
| Deed Document Number | 20022782306 |
| Last Transfer Date | Jun 23, 2020 |
| Transfer Doc | 0005044843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 5045 ROSS DR, RENO, NV 89519-7912 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0005265990 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 5265990 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 26, 2020 |
| Property Address | 5045 ROSS DR, RENO, NV 89519-7912 |
| Document Number | 0005044843 |
| Map Reference | MAP 357 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 5044843 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | OLD REPUBLIC TITLE CO OF NV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5045 ROSS DR, RENO, NV 89519-7912 |
| Document Number | 0005044844 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 5044844 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2045 |
The 2026 property tax bill for 5045 Ross Dr was $2,457, up 3% from the year before.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,457.00 (+3.02%) | $103,313 (+11.17%) Land $63,000 Building $40,313 | |
| 2025 | $2,385.00 | $92,933 Land $52,920 Building $40,013 | $265,524 Land $151,200 Building $114,324 |
| 2023 | $2,252.00 | $81,744 Land $45,360 Building $36,384 | $233,555 Land $129,600 Building $103,955 |
| 2021 | $177,775 Land $90,000 Building $87,775 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5045 Ross Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5045 Ross Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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