5045 Roland Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5045 Roland Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,638 sqft · built 1988
Owner	Individual Name on Record
Last Sale	$479,500 (Aug 2023)
Tax Bill	$3,094 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-1N-29-5804-00G00-0150`

Property Details

APN / Parcel Number

Primary APN	`06-1N-29-5804-00G00-0150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,638 sqft Heated Area
Gross Area	4,327 sqft
1st Floor Area	3,463 sqft
Upper Floors Area	994 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	642 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	061N29580400G000150
Street Address	5045 ROLAND RD
City	PACE
State	FL
Zip	32571-9536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODBINE SPRINGS PLANTATION LOT 15 BLK G LESS 2/3 INT MINERAL RIGHTS AS DES IN OR 4426 PG 87
Legal Range	29W
Legal Township	01N
Legal Section	06
Legal Subdivision	WOODBINE SPRINGS PLT
Legal Block	G
Legal Lot Number	15
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1003
Census Tract	10707

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5045 ROLAND RD, PACE, FL 32571-9536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Sep 1, 2015 · Amount on Record
Deed Document Number	0000442687
Deed Book / Page	4426 / 87
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 17, 2023
Property Address	5045 ROLAND RD, PACE, FL 32571-9536
Document Number	0044260087
Book / Page	4426 / 87
Map Reference	MB D PG 16
Instrument Date	Aug 17, 2023
Instrument	202337571
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,356.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25526 OVERLOOK DR, LOXLEY, AL 36551-7446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 ROLAND RD, PACE, FL 32571-9536

Mortgage

Document Number	0000442690
Date	Aug 17, 2023
Instrument	4426/90

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5045 ROLAND RD, PACE, FL 32571-9536
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041040512
Date	Apr 15, 2021
Book Page	4104/512
Instrument	202125016

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5045 ROLAND RD, PACE, FL 32571-9536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038661056
Date	Sep 4, 2019
Book Page	3866/1056
Instrument	201939289

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Oct 1, 2027

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,094.00 (+49.18%) Homeowner's exemption	$269,537 (+36.12%)	$368,921 (+19.78%) Land $49,000 Building $319,921
2023	$2,074.00 (+2.78%) Homeowner's exemption	$198,009 (+3%)	$308,007 (+7.87%) Land $49,000 Building $259,007
2022	$2,018.00 Homeowner's exemption	$192,242	$285,536 Land $45,000 Building $240,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	9 (1998–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Roland Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures