Talbot County property record for 5045 River Ln, Trappe, MD 21673
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,214 sqft · built 1963 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Mar 2006) |
| Tax Bill | $4,449 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-123588 |
| Primary APN | 03-123588 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 240 sqft |
| Deck Area | 240 sqft |
| Patio Area | 180 sqft |
| Boat Access | Boat Access |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 123588 |
|---|---|
| Street Address | 5045 RIVER LN |
| City | TRAPPE |
| State | MD |
| Zip | 21673-1789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | W2 |
| Legal Description | 2.0 AC ORCHARD RD NR BRUCEVILLE |
| Legal Subdivision | WINDY HILL SUB |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 960900 |
5045 River Ln is owned by two individuals who bought it in March 2006.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6420 DANVILLE CT, ROCKVILLE, MD 20852-3710 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2006 · Amount on File |
| Deed Sale | Mar 29, 2006 · Amount on File |
| Prior Sale | Jan 16, 2004 · Amount on File |
| Deed Document Number | 200660443 |
| Deed Book / Page | 1431 / 408 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5045 River Ln was $4,449, up 6.8% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,449.00 (+6.79%) | $476,100 Land $270,000 Building $206,100 | $476,100 Land $270,000 Building $206,100 |
| 2025 | $4,166.00 | ||
| 2023 | $3,471.00 | $405,800 Land $270,000 Building $135,800 | $405,800 Land $270,000 Building $135,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5045 River Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5045 River Ln is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Easton Velocity Fiber | 1,000 / 125 |
5G (outdoors only) and 4G LTE
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