5045 Raspberry Island, Tower, MN 55790 Property Records

St. Louis County property record for 5045 Raspberry Island, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 852 sqft · built 2001
Lot Size	1.75 acres (76,277 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2020)
Tax Bill	$3,064 (2026)
Deeds & Mortgages	Sep 2021 Transfer Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`270-0100-00030`

Property Details

APN / Parcel Number

Primary APN	`270-0100-00030`
Alternative APN	`1099711`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	852 sqft Gross Area
1st Floor Area	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	76,277 sqft (1.75 acres)

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Deck Area	9 sqft
Boat House	468 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	1099711
Street Address	5045 RASPBERRY IS
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0001 BLOCK:002 SERIAL #
Legal Subdivision	RASPBERRY ISLAND PLAT
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	2
Census Block	2006
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5045 RASPBERRY IS, TOWER, MN 55790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Transfer on Death Deed, Transfer
Nov 12, 2020	Warranty Deed, Transfer · Line of Credit MANUFACTURERS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Jan 7, 2016 · Amount on Record
Deed Document Number	20201395711
Last Transfer Date	Sep 17, 2021
Transfer Doc	0001424842
Record Updated	Sep 20, 2026

September 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 17, 2021
Property Address	5045 RASPBERRY IS, TOWER, MN 55790
Document Number	0001424842
Instrument Date	Sep 17, 2021
Instrument	1424842
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 12, 2020
Property Address	5045 RASPBERRY IS, TOWER, MN 55790
Document Number	00A1395711
Instrument Date	Oct 30, 2020
Instrument	A1395711
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5045 RASPBERRY IS TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number	A1395712
Date	Nov 12, 2020
Instrument	A1395712

Lender

Name	MANUFACTURERS BK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,064.00 (+3.3%)
2025	$2,966.00 (-1.72%)	$309,200 (+22.99%) Land $146,100 Building $163,100	$309,200 (+22.99%) Land $146,100 Building $163,100
2024	$3,018.00	$251,400 (+0.6%) Land $125,900 Building $125,500	$251,400 (+0.6%) Land $125,900 Building $125,500
2022		$249,900 Land $125,900 Building $124,000	$249,900 Land $125,900 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 74% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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