Shelby County property record for 5045 Overview Ridge Cv, Memphis, TN 38141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,654 sqft · built 1989 |
| Lot Size | 0.288 acres (12,536 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Sep 2017) |
| Tax Bill | $1,729 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Sep 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D0-255M-L0-0057 |
| Primary APN | D0-255M-L0-0057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,654 sqft Living Area |
| Gross Area | 3,074 sqft |
| 1st Floor Area | 1,085 sqft |
| Utility Area | 80 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,536 sqft (0.288 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 5045 OVERVIEW RIDGE CV |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38141-0248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-3 |
| Legal Description | NS OVERVIEW RIDGE CV |
| Legal Subdivision | THE VILLAGE OF LAKE POINT |
| Legal Lot Number | 57 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21754 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5045 OVERVIEW RIDGE CV, MEMPHIS, TN 38141-0248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Sep 7, 2017 | Warranty Deed, Transfer · FHA Mortgage GUILD MTG |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Aug 24, 1999 · Amount on Record |
| Deed Document Number | 201791992 |
| Last Transfer Date | Mar 15, 2023 |
| Transfer Doc | 0000027973 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 11, 2023 |
| Property Address | 5045 OVERVIEW RIDGE CV, MEMPHIS, TN 38141-0248 |
| Document Number | 0023027973 |
| Map Reference | MB 130 PG 58 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 23027973 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5045 OVERVIEW RIDGE CV, MEMPHIS, TN 38141-0248 |
| Document Number | 0023027974 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 23027974 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 7, 2017 |
| Property Address | 5045 OVERVIEW RIDGE CV, MEMPHIS, TN 38141-0248 |
| Document Number | 0000091992 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 91992 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5045 OVERVIEW RIDGE CV MEMPHIS TN 381410248, MEMPHIS, TN 38141-0248 |
| Document Number | 91993 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 91993 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 5045 OVERVIEW RIDGE CV, MEMPHIS, TN 38141-0248 |
| Document Number | 0000077861 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5045 OVERVIEW RIDGE CV MEMPHIS TN 381410248, MEMPHIS, TN 38141-0248 |
| Document Number | 0000077861 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 77861 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, TN 38138 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,729.00 (+7.19%) | $64,275 (+35.03%) Land $12,650 Building $51,625 | $257,100 (+35.03%) Land $50,600 Building $206,500 |
| 2023 | $47,600 Land $6,850 Building $40,750 | ||
| 2022 | $1,613.00 | ||
| 2021 | $190,400 Land $27,400 Building $163,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures