5045 Overlook Cir, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 5045 Overlook Cir, Bloomington, MN 55437

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 1,878 sqft · built 1960
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$321,500 (Jul 2017)
Tax Bill$5,216 (2025)
Deeds & MortgagesAug 2017 Loan Modification
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-027-24-31-0012

Property Details

APN / Parcel Number

Primary APN30-027-24-31-0012

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,878 sqft Living Area
Gross Area2,923 sqft
1st Floor Area1,878 sqft
Basement Area1,045 sqft
Family RoomFamily Room
FlooringWood

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1986
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Lot Depth150 ft Depth
Garage TypeDetached
Garage Area576 sqft
Deck Area1,020 sqft
Patio Area1,020 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address5045 OVERLOOK CIR
CityMINNEAPOLIS
StateMN
Zip55437-3421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 004 BLOCK 006 T SOUTHWOOD TERRACE 6TH ADDN E102X150X103X136
Legal Range24
Legal Township027
Legal Section30
Legal Quarter31
Legal SubdivisionSOUTHWOOD TERRACE 6TH ADDN
Legal Block6
Legal Lot Number4
JurisdictionHENNEPIN MN
Township / Civil DivisionBLOOMINGTON
Census Block Group1
Census Block1004
Census Tract25805

Owner

5045 Overlook Cir is owned and occupied by two individuals who bought it in July 2017.

Source: Hennepin County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5045 OVERLOOK CIR, MINNEAPOLIS, MN 55437-3421
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2017Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK
Jul 31, 2017Warranty Deed, Transfer · VA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2017 · Amount on File
Deed SaleJul 31, 2017 · Amount on File
Deed Document Number20175463224
Record UpdatedSep 20, 2026

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHENNEPIN MN
Property Address5045 OVERLOOK CIR, BLOOMINGTON, MN 55437-3421
Document Number0005493763
Instrument DateAug 16, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5045 OVERLOOK CIR BLOOMINGTON MN 554373421, BLOOMINGTON, MN 55437-3421

Mortgage

Document Number0005493763
DateNov 16, 2017
Instrument5493763
Lender
NameWELLS FARGO BK
AddressWEST DES MOINES, IA 50266-2511
Agreement
TypeConventional with PMI
AmountAmount on Record
Interest
Rate3.5%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateJul 31, 2017
Property Address5045 OVERLOOK CIR, BLOOMINGTON, MN 55437-3421
Document Number0005463224
Instrument DateJul 17, 2017
Instrument5463224
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyBURNET TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,093.10
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5045 OVERLOOK CIR BLOOMINGTON MN 554373421, BLOOMINGTON, MN 55437-3421

Mortgage

Document Number5463225
DateJul 31, 2017
Instrument5463225
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5045 Overlook Cir was $5,216 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityBloomington City
Unified School DistrictBloomington Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,216.00$388,700 Land $153,900 Building $234,800$388,700 Land $153,900 Building $234,800
2023$4,419.00 Homeowner's exemption
2022$379,500 Land $160,200 Building $219,300$379,500 Land $160,200 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5045 Overlook Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5045 Overlook Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBloomington
serves 91,300 people · EPA ID MN1270001
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Intrepid Fiber Networks.

Nearby Properties on Overlook Cir

Nearby Streets

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