5045 Mitchell Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 5045 Mitchell Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,032 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$222,500 (Apr 2019)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-484-0540`

Property Details

APN / Parcel Number

Primary APN	`65-484-0540`
Alternative APNs	`65-00484-0540` `29154`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	4 Stories
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	144 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29154
Street Address	5045 MITCHELL RD
City	BIG LAKE
State	MN
Zip	55309-8981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 5
Legal Range	28W
Legal Township	33N
Legal Section	13
Legal Subdivision	MITCHELL FARMS SECOND ADDITION
Legal Block	5
Legal Lot Number	8
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	3
Census Block	3009
Census Tract	30406

Owner

5045 Mitchell Rd is owned and occupied by two individuals who acquired it in May 2021.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5045 MITCHELL RD, BIG LAKE, MN 55309-8981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CROSS COUNTRY MORTGAGE INC
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY
May 23, 2018	Loan Modification, Mortgage · FHA Mortgage US BK
May 23, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	Aug 26, 2015 · Amount on File
Deed Document Number	2019870493
Last Transfer Date	May 12, 2021
Transfer Doc	0000919708
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 20, 2021
Property Address	5045 MITCHELL RD, BIG LAKE, MN 55309-8981
Document Number	0000919708
Instrument Date	May 12, 2021
Instrument	919708
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	PILLAR TITLE SERVICES

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 MITCHELL RD, BIG LAKE, MN 55309-8981

Mortgage

Document Number	0000919709
Date	May 20, 2021
Instrument	919709

Lender

Name	CROSS COUNTRY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Apr 12, 2019
Property Address	5045 MITCHELL RD, BIG LAKE, MN 55309-8981
Document Number	0000870493
Instrument Date	Apr 11, 2019
Instrument	870493
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 MITCHELL RD, BIG LAKE, MN 55309-8981

Mortgage

Document Number	0000870494
Date	Apr 12, 2019
Instrument	870494

Lender

Name	AMERICAN MORTGAGE & EQUITY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	5045 MITCHELL RD, BIG LAKE, MN 55309-8981
Document Number	0000857569
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 MITCHELL RD BIG LAKE MN 553098981, BIG LAKE, MN 55309-8981

Mortgage

Document Number	0000857569
Date	Jun 15, 2018
Instrument	857569

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Interest

Rate	4.12%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	5045 MITCHELL RD, BIG LAKE, MN 55309-8981
Document Number	0000857498
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 MITCHELL RD BIG LAKE MN 553098981, BIG LAKE, MN 55309-8981

Mortgage

Document Number	0000857498
Date	Jun 14, 2018
Instrument	857498

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5045 Mitchell Rd was $3,550 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,400 (+0.95%) Land $79,100 Building $219,300	$298,400 (+0.95%) Land $79,100 Building $219,300
2025	$3,550.00	$295,600 Land $79,100 Building $216,500	$295,600 Land $79,100 Building $216,500
2023	$3,400.00	$295,900 Land $80,100 Building $215,800
2021			$295,900 Land $80,100 Building $215,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5045 Mitchell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5045 Mitchell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SkyNet Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

May also be available: Verizon.

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