Osceola County property record for 5045 Marina Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,782 sqft · built 2005 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Nov 2017) |
| Tax Bill | $1,276 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 90456 |
| Primary APN | 90456 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,782 sqft Heated Area |
| 1st Floor Area | 1,782 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 170 ft deep x 90 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 90456 |
|---|---|
| Street Address | 5045 MARINA DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7852 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | MARINA CLUB ESTATE PB 2 PG 150 LOT 15 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | MARINA CLUB EST |
| Legal Tract | 4075 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 90456
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5045 MARINA DR, SAINT CLOUD, FL 34771-7852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 15, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2017 · Amount on Record |
| Deed Sale | Nov 15, 2017 · Amount on Record |
| Prior Sale | Feb 06, 2001 |
| Deed Document Number | 2017162925 |
| Deed Book / Page | 5239 / 1276 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5045 MARINA DR, SAINT CLOUD, FL 34771-7852 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5045 MARINA DR, SAINT CLOUD, FL 34771-7852 |
| Document Number | 0059621276 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 5962/1276 |
| Instrument | 2021077672 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 15, 2017 |
| Property Address | 5045 MARINA DR, SAINT CLOUD, FL 34771-7852 |
| Document Number | 0052391276 |
| Book / Page | 5239 / 1276 |
| Map Reference | MB2 P150 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 2017162925 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | OSCEOLA TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 PITT LN, 17, PALM COAST, FL 32164-7010 |
| Name | Verified Name |
|---|---|
| Address | 5045 MARINA DR, SAINT CLOUD, FL 34771-7852 |
| Document Number | 0052391278 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 5239/1278 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,276.00 (+13.22%) Homeowner's exemption Senior Citizen's exemption | $93,657 (+5.99%) | $200,200 (-4.85%) Land $70,000 Building $130,200 |
| 2023 | $1,127.00 (+7.74%) Homeowner's exemption Senior Citizen's exemption | $88,367 (+3%) | $210,400 (+55.62%) Land $60,000 Building $150,400 |
| 2022 | $1,046.00 Homeowner's exemption Senior Citizen's exemption | $85,794 | $135,200 Land $25,000 Building $110,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 278 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 495 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Xfinity | Cable | 2,000 / 250 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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