Cumberland County property record for 5045 Loadstone St, Wade, NC 28395
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,447 sqft · built 2005 |
| Lot Size | 2.46 acres (107,158 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Sep 2020) |
| Tax Bill | $2,441 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0571-82-6626 |
| Primary APN | 0571-82-6626 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,447 sqft Heated Area |
| 1st Floor Area | 1,447 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 107,158 sqft (2.46 acres) |
| Lot Dimensions | 381 ft deep x 424 ft wide |
| Garage Area | 361 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | 0571.16826626 |
|---|---|
| Street Address | 5045 LOADSTONE ST |
| City | WADE |
| State | NC |
| Zip | 28395-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | JEFF MCPHAIL RECOMB LO:15A SE:01 PL:0096-0051 |
| Legal Subdivision | TOWN OF WADE |
| Legal Lot Number | 15A |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | EASTOVER |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 2600 |
Source: Cumberland County records · APN 0571-82-6626
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5045 LOADSTONE ST, WADE, NC 28395-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Sep 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | Feb 06, 2014 · Amount on Record |
| Deed Document Number | 0010888456 |
| Deed Book / Page | 10888 / 456 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 5045 LOADSTONE ST, WADE, NC 28395-9782 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0104440710 |
|---|---|
| Date | Feb 08, 2019 |
| Book Page | 10444/710 |
| Instrument | 03517 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Sep 29, 2020 |
| Property Address | 5045 LOADSTONE ST, WADE, NC 28395-9782 |
| Document Number | 0108880456 |
| Book / Page | 10888 / 456 |
| Map Reference | MB 96 PG 51 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 35800 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6414 NEW HOPE CHURCH ROAD, 6414, STEDMAN, NC 28391 |
| Name | Verified Name |
|---|---|
| Address | 5045 LOADSTONE ST, WADE, NC 28395-9782 |
| Document Number | 35802 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 35802 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Municipality | Wade Town |
| Unified School District | Cumberland County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,441.00 (+52.56%) | $190,129 (+46.51%) Land $44,231 Building $145,898 | $190,129 (+46.51%) Land $44,231 Building $145,898 |
| 2024 | $1,600.00 (+2.37%) | $129,770 (-) Land $21,982 Building $107,788 | $129,770 (-) Land $21,982 Building $107,788 |
| 2023 | $1,563.00 (+2.42%) | $129,770 Land $21,982 Building $107,788 | $129,770 Land $21,982 Building $107,788 |
| 2022 | $1,526.00 |
Source: FEMA National Flood Hazard Layer as of March 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 31 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF WADE serves 780 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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