5045 Latty Rd, Lula, GA 30554 Property Records

Hall County property record for 5045 Latty Rd, Lula, GA 30554

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,256 sqft · built 1989
Lot Size	5.84 acres (254,390 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Nov 2018)
Tax Bill	$3,729 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-007-000-168`

Property Details

APN / Parcel Number

Primary APN	`15-007-000-168`
Alternative APN	`43193`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,256 sqft Heated Area
1st Floor Area	1,504 sqft
Upper Floors Area	752 sqft
Basement Area	1,504 sqft
Unfinished Basement	1,504 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	254,390 sqft (5.84 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	444 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43193
Street Address	5045 LATTY RD
City	LULA
State	GA
Zip	30554-3237
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR-1
Legal Description	5045 LATTY ROAD
Legal Subdivision	WAYNE IVEY
Jurisdiction	HALL GA
Township / Civil Division	LULA
Census Block Group	2
Census Block	2062
Census Tract	101

Owner

5045 Latty Rd, a rural home, is owned and occupied by an individual who bought it in November 2018.

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5045 LATTY RD, LULA, GA 30554-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE
Feb 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESTAR FIN'L
Nov 7, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Prior Sale	Aug 20, 1997 · Amount on File
Deed Document Number	20188282
Deed Book / Page	8175 / 527
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	Jul 24, 2026
Property Address	5045 LATTY RD, LULA, GA 30554-3237
Document Number	9899000146
Book / Page	9899 / 146
Instrument Date	Jun 25, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 LATTY RD, LULA, GA 30554-3237

Mortgage

Document Number	9899000150,
Date	Jul 24, 2026
Book Page	9899/150

Lender

Name	CORNERSTONE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5045 LATTY RD, LULA, GA 30554-3237
Document Number	0084370227
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5045 LATTY RD LULA GA 305543237, LULA, GA 30554-3237

Mortgage

Document Number	0084370227
Date	Mar 3, 2020
Book Page	008437/000227

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Nov 7, 2018
Property Address	5045 LATTY RD, LULA, GA 30554-3237
Document Number	0081750527
Book / Page	8175 / 527
Instrument Date	Nov 7, 2018
Instrument	2018-008282
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 LATTY RD, LULA, GA 30554-3237

Mortgage

Document Number	0081750000000529
Date	Nov 7, 2018
Book Page	0000008175/0000000529

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5045 Latty Rd was $3,729, up 6.5% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,729.00 (+6.48%)	$153,520 (+6.64%) Land $41,360 Building $112,160	$383,800 (+6.64%) Land $103,400 Building $280,400
2025	$3,502.00	$143,960 Land $40,560 Building $103,400	$359,900 Land $101,400 Building $258,500
2023	$3,202.00 (+2.46%)	$121,600 (+5.78%) Land $32,720 Building $88,880	$304,000 (+5.78%) Land $81,800 Building $222,200
2022	$3,125.00	$114,960 Land $29,720 Building $85,240	$287,400 Land $74,300 Building $213,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5045 Latty Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5045 Latty Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LULA serves 3,416 people · EPA ID GA1390002
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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