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5045 Harvard Rd, Detroit, MI 48224 Property Records

Wayne County property record for 5045 Harvard Rd, Detroit, MI 48224

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,032 sqft · built 1936
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Mar 2020)
Tax Bill$4,488 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21074629

Property Details

APN / Parcel Number

Primary APN21074629

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area2,032 sqft Living Area
1st Floor Area813 sqft
Basement Area813 sqft
Unfinished Basement813 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions148 ft deep x 40 ft wide
Garage Area360 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area256 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5045 HARVARD RD
CityDETROIT
StateMI
Zip48224-2167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2018. W
Legal SubdivisionEASTERN HEIGHTS LAND COS NO 2
Legal Block302
JurisdictionWAYNE MI
Township / Civil DivisionDETROIT
Census Block Group3
Census Block3011
Census Tract501400

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5045 HARVARD RD, DETROIT, MI 48224-2167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Nov 2, 2018Warranty Deed, Transfer · Conventional with PMI
AUTO CLUB TR FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2020 · Amount on Record
Deed SaleMar 10, 2020 · Amount on Record
Prior SaleNov 2, 2018 · Amount on Record
Deed Document Number202059773
Deed Book / Page55632 / 1299
Prior Transfer DateOct 26, 2018
Prior Transfer Doc0547070602
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address5045 HARVARD RD, DETROIT, MI 48224-2167
Transaction TypeMortgage
Record UpdatedAug 15, 2022
Title CompanyTITLE ONE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5045 HARVARD RD, DETROIT, MI 48224-2167

Mortgage

Document Number0571371002
DateOct 22, 2021
Book Page57137/1002
Instrument2021382557
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateNov 2, 2018
Property Address5045 HARVARD RD, DETROIT, MI 48224-2167
Document Number0547070602
Book / Page054707 / 000602
Instrument DateOct 26, 2018
Instrument315347
Transaction TypeTransfer
Record UpdatedDec 12, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$946.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5045 HARVARD RD DETROIT MI 482242167, DETROIT, MI 48224-2167

Mortgage

Document Number547070603
DateNov 2, 2018
Book Page054707/000603
Instrument315348
Lender
NameAUTO CLUB TR FSB
TypeFederal Savings Bank
AddressDEARBORN, MI 48126
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDetroit City
Unified School DistrictDetroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,500 (+19.57%)$209,000 (+19.57%)
2025$4,488.00 (+171.51%) Homeowner's exemption$87,400 (+48.64%)$174,800 (+48.64%)
2023$58,800$117,600
2020$1,653.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DETROIT
serves 633,218 people · EPA ID MI0001800
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2024
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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