Indian River County property record for 5045 Harmony Cir, Apt 209, Vero Beach, FL 32967
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,486 sqft · built 1988 |
| Lot Size | 17.2 acres (752,128 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jun 2013) |
| Tax Bill | $4,880 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-39-23-00003-0009-00029.0 |
| Primary APN | 32-39-23-00003-0009-00029.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 22 Units |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 1,486 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Condo/Apartment |
| Lot Area | 752,128 sqft (17.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 5045 HARMONY CIR, 209 |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-7214 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HARMONY ISLAND BLDG I UNIT 29 OR BK 796 PP 338 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 23 |
| Legal Subdivision | HARMONY ISLAND |
| Legal Unit | 29 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 50306 |
Source: Indian River County records, as of May 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5045 HARMONY CIR, 209, VERO BEACH, FL 32967-7214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2013 · Amount on Record |
| Deed Sale | Jun 27, 2013 · Amount on Record |
| Prior Sale | Aug 15, 2005 · Amount on Record |
| Deed Document Number | 20133120130042269 |
| Deed Book / Page | 2682 / 1887 |
| Last Transfer Date | Feb 27, 2025 |
| Transfer Doc | 0037572092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 5045 HARMONY CIR APT 209, 209, VERO BEACH, FL 32967-7214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0031822251 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 3182/2251 |
| Instrument | 3120190007908 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | LEWISTON, ME 04240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,880.00 (+12.18%) | $344,241 (-) Building $344,241 | $344,241 (-) Building $344,241 |
| 2023 | $4,350.00 (+15.6%) | $344,241 (+25.44%) Building $344,241 | $344,241 (+25.44%) Building $344,241 |
| 2022 | $3,763.00 | $274,427 Building $274,427 | $274,427 Building $274,427 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 805 units insured incl. 536 condo units |
| Nearby Flood Claims | 44 (2004–2017) |
| Claims Outside the SFHA | 36 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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