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5045 Harmony Cir, Apt 102, Vero Beach, FL 32967 Property Records

Indian River County property record for 5045 Harmony Cir, Apt 102, Vero Beach, FL 32967

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,368 sqft · built 1988
Owner2 Individual Names on File
Last Sale$254,500 (May 2023)
Tax Bill$3,767 (2025)
Deeds & MortgagesMay 2023 Sale
Flood ZoneZone X (moderate risk)
APN32-39-23-00003-0009-00012.0

Property Details

APN / Parcel Number

Primary APN32-39-23-00003-0009-00012.0
Alternative APN
  • 48326

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area1,368 sqft

Exterior

Year BuiltBuilt 1988
View / LotGolf Course
Garage TypeCarport
CarportCarport

Location & Zoning

Account Number48326
Street Address5045 HARMONY CIR APT 102, 102
CityVERO BEACH
StateFL
Zip32967-7213
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionHARMONY ISLAND BLDG I UNIT 12 OR BK 796 PP 338
Legal Range39
Legal Township32
Legal Section23
Legal SubdivisionHARMONY ISLAND
Legal Unit12
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2008
Census Tract50306

Owner

5045 Harmony Cir, Apt 102 is owned by two individuals who bought it in May 2023.

Source: Indian River County records, as of March 5, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address251 RIVERWAY DR, VERO BEACH, FL 32963-2637
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2023 · Amount on File
Deed SaleMay 16, 2023 · Amount on File
Prior SaleMar 4, 1999 · Amount on File
Deed Document Number0036212227
Deed Book / Page01487 / 00667
Prior Transfer DateMay 7, 2002
Prior Transfer Doc0148700667
Record UpdatedJun 8, 2026

May 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 17, 2023
Property Address5045 HARMONY CIR APT 102, 102, VERO BEACH, FL 32967-7213
Document Number0036212227
Book / Page3621 / 2227
Map ReferenceMB 769 PG 338
Instrument DateMay 16, 2023
Instrument3120230024706
Transaction TypeTransfer
Record UpdatedJan 26, 2024
Title CompanyNOT AVAILABLE, FLEET TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$1,781.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5045 HARMONY CIR APT 102, 102, VERO BEACH, FL 32967-7213

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 RIVERWAY DR, VERO BEACH, FL 32963-2637

Tax Assessment & Valuation

The 2025 property tax bill for 5045 Harmony Cir, Apt 102 was $3,767.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,767.00$258,180 Building $258,180$258,180 Building $258,180
2023$3,290.00 (+15.44%)$258,180 (+25.44%) Building $258,180$258,180 (+25.44%) Building $258,180
2022$2,850.00$205,820 Building $205,820$205,820 Building $205,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5045 Harmony Cir, Apt 102 in Zone X, an area of moderate flood risk, though there have been 44 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 269 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies805 units insured
incl. 536 condo units
Nearby Flood Claims44 (2004–2017)
Claims Outside the SFHA36 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 19 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5045 Harmony Cir, Apt 102 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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