5045 Garden Ave, Sparta, WI 54656 Property Records

Monroe County property record for 5045 Garden Ave, Sparta, WI 54656

Property Summary

Property TypeSingle Family Home
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on Record
Last Sale$226,000 (May 2021)
Tax Bill$3,796 (2025)
Deeds & MortgagesOct 2023 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN040-00494-7500

Property Details

APN / Parcel Number

Primary APN040-00494-7500
Alternative APN
  • 20417-17-2240000

Exterior

Lot Area74,052 sqft (1.7 acres)

Location & Zoning

Street Address5045 GARDEN AVE
CitySPARTA
StateWI
Zip54656-3543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF THE NW14 OF NW14 LOT 1 OF 21CSM144 #577617
Legal Lot Number1
JurisdictionMONROE WI
Township / Civil DivisionSPARTA
Census Block Group5
Census Block5000
Census Tract950300

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5045 GARDEN AVE, SPARTA, WI 54656-3543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2023Deed of Trust, Mortgage · Line of Credit
ALTRA FCU
May 28, 2021Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Deed Document Number699766
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE WI
Property Address5045 GARDEN AVE, SPARTA, WI 54656-3543
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000717520
DateOct 16, 2023
Instrument717520
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 15, 2053

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE WI
Recording DateMay 28, 2021
Property Address5045 GARDEN AVE, SPARTA, WI 54656-3543
Document Number699766
Map ReferenceMB21 PG144 DOC577617
Instrument DateMay 28, 2021
Instrument699766
Transaction TypeTransfer
Record UpdatedJun 16, 2021
Title CompanyNEW CUSTOM TITLE, NEW CASTLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$678.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number699767
DateMay 28, 2021
Instrument699767
Lender
NameALTRA FCU
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyMonroe County
County SubdivisionSparta Town
Unified School DistrictSparta Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,796.00 (+15.56%) Homeowner's exemption$235,900 (-) Land $25,500 Building $210,400$349,700 (+17.66%)
2023$3,285.00 Homeowner's exemption$235,900 Land $25,500 Building $210,400$297,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
Brightspeed
DSL
10 / 1

May also be available: Bug Tussel Wireless.

Nearby Properties on Garden Ave

Nearby Streets

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