5045 Eagle Lake Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 5045 Eagle Lake Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	2,016 sqft Gross Area
Lot Size	107,120 sqft (2.45 acres)
Garage	960 sqft
Occupancy	Owner Occupied
Last Sale	$203,000 (2002)
Tax Bill	$5,582.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`520-0240-00390`
Alternative APN	`675313`

Interior

Full Baths	2 Baths
Building Area	2,016 sqft Gross Area
1st Floor	1,176 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	107,120 sqft (2.45 acres)
Garage Area	960 sqft Garage

Exterior Amenities

Deck Area	384 sqft Deck
Patio Area	201 sqft Patio
Porch Area	72 sqft Porch
Sauna	Sauna
Pole Structure	2,560 sqft Pole Structure

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Propane Heating Fuel

Location & Zoning

Account Number	675313
Street Address	5045 EAGLE LAKE RD
City	DULUTH
State	MN
Zip	55803-1112
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	N 1/2 SERIAL #
Legal Subdivision	SUBDIVISION OF NE1 4 SEC26 TWP
Legal Block	3
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Minor Civil Division	RICE LAKE
Census Blockgroup	1
Census Block	1012
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0240-00390

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5045 EAGLE LAKE RD, DULUTH, MN 55803-1112
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 14, 2002 · Amount on Record
Deed Sale	Feb 14, 2002 · Amount on Record
Deed Doc Number	2002717619
Record Refreshed	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5045 EAGLE LAKE RD, DULUTH, MN 55803-1112
Document Number	00T1015182
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 01, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5045 EAGLE LAKE RD DULUTH MN 558031112, DULUTH, MN 55803-1112

Mortgage

Document Number	00T1015182
Date	Sep 19, 2019
Instrument	T1015182

Lender

Name	HARBOR POINTE CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,582.00 (+3.64%) Homeowner's exemption
2025	$5,386.00 (+2.79%) Homeowner's exemption	$426,400 (+0.09%) Land $54,200 Building $372,200	$426,400 (+0.09%) Land $54,200 Building $372,200
2024	$5,240.00	$426,000 (+18.4%) Land $53,800 Building $372,200	$426,000 (+18.4%) Land $53,800 Building $372,200
2022		$359,800 Land $51,200 Building $308,600	$359,800 Land $51,200 Building $308,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 39th in Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.