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5045 Cypress Loop NE, Lacey (Olympia), WA 98516 Property Records

Thurston County property record for 5045 Cypress Loop NE, Lacey, WA 98516

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,718 sqft · built 2008
Lot Size0.116 acres (5,071 sqft)
Owner2 Individual Names on File
Last Sale$328,219 (Nov 2014)
Tax Bill$10 (2026)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN52930113000

Property Details

APN / Parcel Number

Primary APN52930113000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,718 sqft Living Area
Gross Area2,276 sqft
1st Floor Area1,718 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialConcrete
Lot Area5,071 sqft (0.116 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area118 sqft
Deck Area200 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5045 CYPRESS LOOP NE
CityLACEY
StateWA
Zip98516-1600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD 3-6
Legal DescriptionSECTION 26 TOWNSHIP 19 RANGE 1W QUARTER NW SE PLAT HAWKS PRAIRIE PH 2 UNIT 15 LT 1130 DOCUMENT 3860306
Legal Range01
Legal Township19
Legal Section26
Legal SubdivisionHAWKS PRAIRIE
Legal Phase2
Legal Block2
Legal Lot Number1130
Legal Unit15
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group2
Census Block2025
Census Tract12225

Owner

5045 Cypress Loop NE is owned and occupied by two individuals who bought it in November 2014.

Source: Thurston County records, as of April 10, 2026

Owner of Record2 Individual Names on File
Mailing Address5045 CYPRESS LOOP NE, LACEY, WA 98516-1600
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2014 · Amount on File
Deed SaleNov 4, 2014 · Amount on File
Prior SaleOct 5, 2007 · Amount on File
Deed Document Number20144416091
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Property Address5045 CYPRESS LOOP NE, LACEY, WA 98516-1600
Document Number0004625014
Instrument DateMay 4, 2018
Transaction TypeMortgage
Record UpdatedMay 29, 2018
Title CompanyTHURSTON COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5045 CYPRESS LOOP NE LACEY WA 985161600, LACEY, WA 98516-1600

Mortgage

Document Number0004625014
DateMay 9, 2018
Instrument4625014
Lender
NameOBEE CU
TypeCredit Union
AddressTUMWATER, WA 98501
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 8, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5045 Cypress Loop NE was $10.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10.00
2025$575,900 Land $199,100 Building $376,800$575,900 Land $199,100 Building $376,800
2024$5,339.00 (+6.72%)
2023$5,003.00
2022$525,800 Land $91,000 Building $434,800$525,800 Land $91,000 Building $434,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5045 Cypress Loop NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5045 Cypress Loop NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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