50444 Bermont Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 50444 Bermont Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,426 sqft · built 2023
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Dec 2017)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402733300008`

Property Details

APN / Parcel Number

Primary APN	`402733300008`
Alternative APNs	`00749370048506` `10004629659`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	1,626 sqft
1st Floor Area	1,426 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Porch	Slab
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00749370048506
Street Address	50444 BERMONT RD
City	PUNTA GORDA
State	FL
Zip	33982-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	33-40-27 TRACT 77 10 AC. M/L TH SE1/4 OF NE1/4 OF SW1/4 712/1836 791/1397 1112/2196 3603/280 3607/1161 4085/1258 4263/1992
Legal Range	27E
Legal Township	40S
Legal Section	33
Legal Subdivision	CHARLOTTE COUNTY
Legal Tract	77
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1000
Census Tract	10100

Owner

Source: Charlotte County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3571 UNIQUE CIR, FORT MYERS, FL 33908-4711
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF OZARK
Dec 11, 2017	Deed of Trust, Mortgage BANK OF OZARK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	May 25, 2016 · Amount on Record
Deed Document Number	20172572605
Deed Book / Page	4263 / 1992
Prior Transfer Date	Sep 20, 2011
Prior Transfer Doc	0036071161
Record Updated	Jun 8, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 15, 2017
Property Address	50444 BERMONT RD, PUNTA GORDA, FL 33982-6701
Document Number	0042631992
Book / Page	004263 / 001992
Instrument Date	Dec 11, 2017
Instrument	2572605
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3571 UNIQUE CIR FORT MYERS FL 339084711, FORT MYERS, FL 33908-4711

Mortgage

Document Number	42631994
Date	Dec 15, 2017
Book Page	004263/001994
Instrument	2572606

Lender

Name	BANK OF OZARK
Type	Bank
Address	LITTLE ROCK, AZ 72231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 14, 2037

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	50444 BERMONT RD, PUNTA GORDA, FL 33982-6701
Document Number	0043320763
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3571 UNIQUE CIR FORT MYERS FL 339084711, FORT MYERS, FL 33908-4711

Mortgage

Document Number	0043320763
Date	Jun 29, 2018
Book Page	004332/000763
Instrument	2625722

Lender

Name	BANK OF OZARK
Type	Bank
Address	BRADENTON, FL 34209

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00 (-1.51%)	$327,746 (+604.16%) Land $144,500 Building $183,246	$327,746 (+134.1%) Land $144,500 Building $183,246
2024	$4,310.00 (+255.61%)
2023	$1,212.00 (+34.37%)	$46,544 (-39.16%)	$140,000 (+83.01%) Land $140,000
2022	$902.00	$76,500 Land $76,500	$76,500 Land $76,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.3% of the US · above 94% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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