5044 State Hwy 53, Temple, TX 76501 Property Records

Bell County property record for 5044 State Hwy 53, Temple, TX 76501

Property Summary

Property TypeCommercial
Details13,284 sqft · built 2000
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on Record
Tax Bill$6,540 (2023)
Deeds & MortgagesApr 2021 Line of Credit
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0389944600

Property Details

APN / Parcel Number

Primary APN0389944600
Alternative APNs
  • 238698
  • 836992

Interior

Building Area13,284 sqft Gross Area

Exterior

Year BuiltBuilt 2000
Lot Area78,408 sqft (1.8 acres)
PorchOpen Porch

Location & Zoning

Account Number836992
Street Address5044 STATE HIGHWAY 53
CityTEMPLE
StateTX
Zip76501-7501
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionELM CREEK, LOT 0047, ACRES 1.8
Legal SubdivisionELM CREEK
Legal Block1
Legal Lot Number47 1
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1008
Census Tract20402

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2378, HARKER HEIGHTS, TX 76548-0378
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK
Dec 7, 2017Warranty Deed, Transfer
EXTRACO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2017
Deed SaleDec 6, 2017
Deed Document Number201700051101
Last Transfer DateDec 7, 2017
Transfer Doc0000051101
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address5044 STATE HIGHWAY 53, TEMPLE, TX 76501-7501
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026815
DateApr 30, 2021
Instrument2021026815
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressSALADO, TX 76571
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateDec 7, 2017
Property Address5044 STATE HIGHWAY 53, TEMPLE, TX 76501-7501
Document Number0000051101
Instrument DateDec 6, 2017
Instrument51101
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyCENTRALAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3028 HERITAGE LOOP NOLANVILLE TX 765594901, NOLANVILLE, TX 76559-4901

Mortgage

Document Number51102
DateDec 7, 2017
Instrument51102
Lender
NameEXTRACO BK
TypeBank
AddressTEMPLE, TX 76501
Agreement
AmountAmount Recorded
Term120 Months
DueDec 6, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictTemple Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,540.00 (-32.57%)$590,878 Land $61,200 Building $529,678$590,878 Land $61,200 Building $529,678
2022$9,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1993–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
SOS Communications
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Hwy 53

Nearby Streets

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