5044 Forest Oak, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 5044 Forest Oak, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,509 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Mar 2018)
Tax Bill	$7,760 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0727300601300000`

Property Details

APN / Parcel Number

Primary APN	`1G0727300601300000`
Alternative APNs	`000000161786` `000000218198` `161786`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,509 sqft Living Area
Gross Area	4,211 sqft
1st Floor Area	1,931 sqft
2nd Floor Area	1,578 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5044 FOREST OAK
City	SCHERTZ
State	TX
Zip	78108-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS POINT #3 BLOCK 6 LOT 13 0.18 AC
Legal Subdivision	CYPRESS POINT #3
Legal Tract	13
Legal Block	6
Legal Lot Number	13
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1000
Census Tract	210614

Owner

5044 Forest Oak is owned and occupied by an individual who bought it in March 2018.

Source: Guadalupe County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5044 FOREST OAK, SCHERTZ, TX 78108-2422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on File
Deed Sale	Mar 2, 2018 · Amount on File
Deed Document Number	201899004555
Record Updated	Oct 29, 2026

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Mar 2, 2018
Property Address	5044 FOREST OAK, SCHERTZ, TX 78108-2422
Document Number	0000004555
Instrument Date	Feb 28, 2018
Instrument	4555
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5044 FOREST OAK SCHERTZ TX 781082422, SCHERTZ, TX 78108-2422

Mortgage

Document Number	4556
Date	Mar 2, 2018
Instrument	4556

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5044 Forest Oak was $7,760, down 12.2% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,818 (+6.28%) Land $48,206 Building $381,612	$429,818 (+6.28%) Land $48,206 Building $381,612
2025	$7,760.00 (-12.18%)	$404,402 Land $45,305 Building $359,097	$404,402 Land $45,305 Building $359,097
2024	$8,836.00 (-5.6%)
2023	$9,360.00 (+10.43%)	$480,124 Land $60,105 Building $420,019	$480,124 Land $60,105 Building $420,019
2022	$8,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5044 Forest Oak in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5044 Forest Oak is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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