5044 Cato St, Maple Heights, OH 44137 Property Records

Cuyahoga County property record for 5044 Cato St, Maple Heights, OH 44137

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1966
Lot Size	0.127 acres (5,560 sqft)
Owner	Owner Name on File
Last Sale	$86,500 (Jul 1997)
Tax Bill	$3,164 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`782-01-132`

Property Details

APN / Parcel Number

Primary APN	`782-01-132`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,560 sqft (0.127 acres)
Lot Dimensions	139 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	120 sqft
Deck Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	5044 CATO ST
City	MAPLE HEIGHTS
State	OH
Zip	44137-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-M
Legal Description	4 LIBGAR#1 0071 ALL MB782 PG01 MB06892 PG0008
Legal Subdivision	LIBGAR#1
Legal Lot Number	71
Jurisdiction	CUYAHOGA OH
Township / Civil Division	MAPLE HEIGHTS
Census Block Group	3
Census Block	3002
Census Tract	171103

Owner

The current owner of 5044 Cato St bought it in July 1997.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Owner Name on File
Mailing Address	5044 CATO ST, MAPLE HEIGHTS, OH 44137-1412
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 22, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 1997 · Amount on File
Deed Sale	Jul 16, 1997 · Amount on File
Deed Document Number	0000068928
Deed Book / Page	6892 / 8
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	5044 CATO ST, MAPLE HEIGHTS, OH 44137-1412
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000576
Date	Jul 14, 2021
Instrument	202107140576

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	178 Months
Due	May 1, 2036

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jun 22, 2021
Property Address	5044 CATO ST, MAPLE HEIGHTS, OH 44137-1412
Document Number	0000000069
Map Reference	VOL 72 PG 38
Instrument Date	Jun 4, 2021
Instrument	202106220069
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 5044 Cato St was $3,164 with a homeowner's exemption, up 0.7% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Maple Heights City
Unified School District	Maple Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,164.00 (+0.73%) Homeowner's exemption	$39,490 (-) Land $7,250 Building $32,240
2024	$3,141.00 (+26.45%) Homeowner's exemption	$39,490 (+68.33%) Land $7,250 Building $32,240	$112,800 Land $20,700 Building $92,100
2023	$2,484.00 (+0.36%) Homeowner's exemption	$23,460 (-) Land $4,380 Building $19,080
2022	$2,475.00 Homeowner's exemption	$23,460 Land $4,380 Building $19,080
2021			$67,000 Land $12,500 Building $54,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5044 Cato St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5044 Cato St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100

May also be available: DigitalC, T-Mobile.

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