5043 Macdonough Pl, Frederick, MD 21703 Property Records

Frederick County property record for 5043 Macdonough Pl, Frederick, MD 21703

Property Summary

Property TypeExempt (Full or Partial)
Details3 ba · 2,320 sqft · built 2022
Lot Size0.061 acres (2,660 sqft)
Owner2 Individual Names on Record
Last Sale$498,000 (Sep 2026)
Tax Bill$5,543 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-602214

Property Details

APN / Parcel Number

Primary APN01-602214
Alternative APN
  • 602214

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,960 sqft Gross Area
1st Floor Area880 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleTownhouse
Exterior MaterialFrame
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,660 sqft (0.061 acres)
Garage TypeAttached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area20 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number602214
Street Address5043 MACDONOUGH PL
CityFREDERICK
StateMD
Zip21703-7478
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionLOT 584 PHASE 3 PLAT 2,660 SQ FT WESTVIEW SOUTH
Legal SubdivisionFINAL PLAT PHASE 3
Legal Phase3
Legal Lot Number584
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group2
Census Block2000
Census Tract752301

Owner

Source: Frederick County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5043 MACDONOUGH PL, FREDERICK, MD 21703-7478
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2026Deed, Transfer · Conventional Mortgage
STATE EMP CREDIT UNION/MD
Mar 21, 2022Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2026 · Amount on Record
Deed SaleSep 23, 2026 · Amount on Record
Prior SaleMar 21, 2022 · Amount on Record
Deed Book / Page18057 / 404
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 23, 2026
Property Address5043 MACDONOUGH PL, FREDERICK, MD 21703-7478
Document Number1805000404
Book / Page18057 / 404
Instrument DateSep 15, 2026
Transaction TypeTransfer
Record UpdatedOct 5, 2026
Title CompanyVILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$502,980.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5043 MACDONOUGH PL, FREDERICK, MD 21703-7478

Mortgage

Document Number1805000414,
DateSep 23, 2026
Book Page18057/414
Lender
NameSTATE EMP CREDIT UNION/MD
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2022: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMar 21, 2022
Property Address5043 MACDONOUGH PL, FREDERICK, MD 21703-7478
Document Number0158030105
Book / Page15803 / 105
Map ReferenceMB 105 PG 88
Instrument DateFeb 28, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,259.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5043 MACDONOUGH PL, FREDERICK, MD 21703-7478

Mortgage

Document Number0015803113
DateMar 21, 2022
Instrument15803/113
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476,300 (+19.3%)$506,200 (+21.54%) Land $145,000 Building $361,200
2025$5,543.00 (+16.28%)
2023$4,767.00$399,233$416,500 Land $105,000 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimMay 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: T-Mobile.

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