5043 Macdonough Pl, Frederick, MD 21703 Property Records

Frederick County property record for 5043 Macdonough Pl, Frederick, MD 21703

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 2,320 sqft · built 2022
Lot Size	0.061 acres (2,660 sqft)
Owner	2 Individual Names on Record
Last Sale	$498,000 (Sep 2026)
Tax Bill	$5,543 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-602214`

Property Details

APN / Parcel Number

Primary APN	`01-602214`
Alternative APN	`602214`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,960 sqft Gross Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,660 sqft (0.061 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	20 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	602214
Street Address	5043 MACDONOUGH PL
City	FREDERICK
State	MD
Zip	21703-7478
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 584 PHASE 3 PLAT 2,660 SQ FT WESTVIEW SOUTH
Legal Subdivision	FINAL PLAT PHASE 3
Legal Phase	3
Legal Lot Number	584
Jurisdiction	FREDERICK MD
Township / Civil Division	1, BUCKEYSTOWN
Census Block Group	2
Census Block	2000
Census Tract	752301

Owner

Source: Frederick County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5043 MACDONOUGH PL, FREDERICK, MD 21703-7478
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed, Transfer · Conventional Mortgage STATE EMP CREDIT UNION/MD
Mar 21, 2022	Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Mar 21, 2022 · Amount on Record
Deed Book / Page	18057 / 404
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 23, 2026
Property Address	5043 MACDONOUGH PL, FREDERICK, MD 21703-7478
Document Number	1805000404
Book / Page	18057 / 404
Instrument Date	Sep 15, 2026
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	VILLAGE SETTLEMENTS INC, VILLAGE SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502,980.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5043 MACDONOUGH PL, FREDERICK, MD 21703-7478

Mortgage

Document Number	1805000414,
Date	Sep 23, 2026
Book Page	18057/414

Lender

Name	STATE EMP CREDIT UNION/MD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 21, 2022
Property Address	5043 MACDONOUGH PL, FREDERICK, MD 21703-7478
Document Number	0158030105
Book / Page	15803 / 105
Map Reference	MB 105 PG 88
Instrument Date	Feb 28, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 MACDONOUGH PL, FREDERICK, MD 21703-7478

Mortgage

Document Number	0015803113
Date	Mar 21, 2022
Instrument	15803/113

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,300 (+19.3%)	$506,200 (+21.54%) Land $145,000 Building $361,200
2025	$5,543.00 (+16.28%)
2023	$4,767.00	$399,233	$416,500 Land $105,000 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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