San Diego County property record for 5043 Isle Royal Ct, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,545 sqft · built 1994 |
| Lot Size | 0.235 acres (10,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Jan 2018) |
| Tax Bill | $8,263 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-800-19-00 |
| Primary APN | 157-800-19-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,545 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 10,231 sqft (0.235 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5043 ISLE ROYAL CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-SP |
| Legal Description | LOT 19 TR 012449 |
| Legal Subdivision | OCEANSIDE TERRACE |
| Legal Tract | 012449 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 18525 |
5043 Isle Royal Ct is owned and occupied by two individuals who bought it in January 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Mar 12, 2024 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 15, 2021 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Oct 10, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Jan 24, 2018 | Grant Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Oct 17, 2016 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2018 · Amount on File |
| Deed Sale | Jan 24, 2018 · Amount on File |
| Prior Sale | Jun 27, 2013 · Amount on File |
| Deed Document Number | 201829317 |
| Prior Transfer Date | Mar 22, 2013 |
| Prior Transfer Doc | 0000406608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Document Number | 0000070639 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026-0070639 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Document Number | 0000061167 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 2024-0061167 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Document Number | 0000293634 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021-0293634 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000456273 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2019-0456273 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 24, 2018 |
| Property Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Document Number | 0000029317 |
| Map Reference | MAP 12449 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 2018-0029317 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Document Number | 0000029318 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 2018-0029318 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5043 ISLE ROYAL CT, OCEANSIDE, CA 92057-6231 |
| Document Number | 0000007314 |
| Instrument Date | Oct 17, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2017 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5043 ISLE ROYAL CT OCEANSIDE CA 920576231, OCEANSIDE, CA 92057-6231 |
| Document Number | 0000007314 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 7314 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2047 |
The 2025 property tax bill for 5043 Isle Royal Ct was $8,263, up 6.1% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $748,570 (+2%) Land $147,343 Building $601,227 | |
| 2025 | $8,263.00 (+6.06%) | $733,893 Land $144,454 Building $589,439 |
| 2024 | $7,791.00 (+2.49%) | |
| 2023 | $7,602.00 (+0.26%) Homeowner's exemption | $705,397 Land $138,846 Building $566,551 |
| 2022 | $7,582.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5043 Isle Royal Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5043 Isle Royal Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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