5043 Harbinger Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 5043 Harbinger Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Apr 2019)
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5180-1182-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5180-1182-0180`
Alternative APNs	`00658915` `658915`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	2,409 sqft
1st Floor Area	1,528 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	479 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	1,022 sqft
Deck Area	84 sqft
Patio Area	332 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00658915
Street Address	5043 HARBINGER RD
City	SPRING HILL
State	FL
Zip	34608-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 BLK 1182 LOT 18
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18
Legal Block	1182
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2018
Census Tract	41004

Owner

Source: Hernando County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5043 HARBINGER RD, SPRING HILL, FL 34608-2514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 30, 2019	Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	201926321
Deed Book / Page	3698 / 30
Prior Transfer Date	Aug 31, 2004
Prior Transfer Doc	0000069365
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Apr 30, 2026
Property Address	5043 HARBINGER RD, SPRING HILL, FL 34608-2514
Document Number	0000028500
Book / Page	4701 / 1218
Instrument Date	Apr 16, 2026
Instrument	202628500
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 HARBINGER RD, SPRING HILL, FL 34608-2514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028500,
Date	Apr 30, 2026
Book Page	4701/1218
Instrument	202628500

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5043 HARBINGER RD, SPRING HILL, FL 34608-2514
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 HARBINGER RD, SPRING HILL, FL 34608-2514

Mortgage

Document Number	0041000747
Date	Dec 16, 2021
Book Page	4100/747
Instrument	2021094663

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	May 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 30, 2019
Property Address	5043 HARBINGER RD, SPRING HILL, FL 34608-2514
Document Number	0036980030
Book / Page	3698 / 0030
Map Reference	MB 9 PG 47
Instrument Date	Apr 30, 2019
Instrument	2019026321
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14376 PICKEREL PL, 14376, SPRING HILL, FL 34609-0516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5043 HARBINGER RD, SPRING HILL, FL 34608-2514

Mortgage

Document Number	0000369832
Date	Apr 30, 2019
Instrument	3698/32

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,292.00 (+45.89%) Homeowner's exemption	$151,570 (+5.99%)	$231,144 (+4.81%) Land $37,500 Building $193,644
2023		$143,008 (+3%) Land $143,008
2022	$1,571.00 Homeowner's exemption	$138,843	$220,531 Land $29,000 Building $191,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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