5043 E Oak Point Dr, Prior Lake, MN 55372 Property Records

Scott County property record for 5043 E Oak Point Dr, Prior Lake, MN 55372

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,684 sqft · built 2003
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Aug 2023)
Tax Bill	$4,232 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-401046-0`

Property Details

APN / Parcel Number

Primary APN	`25-401046-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,684 sqft Living Area
Gross Area	3,495 sqft
1st Floor Area	1,684 sqft
Basement Area	1,540 sqft
Finished Basement	1,200 sqft
Unfinished Basement	340 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5043 E OAK POINT DR
City	PRIOR LAKE
State	MN
Zip	55372-3466
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DEERFIELD 10TH ADDN LOT 026 BLOCK 002
Legal Range	22W
Legal Township	114
Legal Section	12
Legal Subdivision	DEERFIELD 10TH ADDN
Legal Block	2
Legal Lot Number	26
Jurisdiction	SCOTT MN
Township / Civil Division	PRIOR LAKE
Census Block Group	3
Census Block	3001
Census Tract	80908

Owner

5043 E Oak Point Dr, a townhouse, is owned and occupied by an individual who bought it in August 2023.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5043 E OAK POINT DR, PRIOR LAKE, MN 55372-3466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on File
Deed Sale	Aug 28, 2023 · Amount on File
Prior Sale	Jun 3, 2009 · Amount on File
Deed Document Number	2023281760
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Aug 28, 2023
Property Address	5043 E OAK POINT DR, PRIOR LAKE, MN 55372-3466
Document Number	000T281760
Instrument Date	Aug 10, 2023
Instrument	T281760
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5043 E OAK POINT DR, PRIOR LAKE, MN 55372-3466

Mortgage

Document Number	000T281761
Date	Aug 28, 2023
Instrument	T281761

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	10.6%

Tax Assessment & Valuation

The 2026 property tax bill for 5043 E Oak Point Dr was $4,232 with a homeowner's exemption, up 5.9% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Prior Lake City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,232.00 (+5.91%) Homeowner's exemption	$436,500 (+0.85%) Land $105,900 Building $330,600	$436,500 (+0.85%) Land $105,900 Building $330,600
2025	$3,996.00 (-3.29%) Homeowner's exemption	$432,800 (+2.95%) Land $105,900 Building $326,900	$432,800 (+2.95%) Land $105,900 Building $326,900
2024	$4,132.00 (+2.48%) Homeowner's exemption	$420,400 (+1.37%) Land $105,900 Building $314,500	$420,400 (+1.37%) Land $105,900 Building $314,500
2023	$4,032.00	$414,700 Land $105,900 Building $308,800	$414,700 Land $105,900 Building $308,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5043 E Oak Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5043 E Oak Point Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Prior Lake serves 29,300 people · EPA ID MN1700007
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Nuvera Communications, Verizon.

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