5043 Bernice Ave, Warren, MI 48091 Property Records

Macomb County property record for 5043 Bernice Ave, Warren, MI 48091

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1959
Lot Size0.212 acres (9,235 sqft)
Owner2 Individual Names on File
Last Sale$97,000 (Nov 1996)
Tax Bill$2,400 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-13-20-201-038

Property Details

APN / Parcel Number

Primary APN12-13-20-201-038
Alternative APN
  • 1320201038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft
Unfinished Basement986 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions114 ft deep x 81 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address5043 BERNICE AVE
CityWARREN
StateMI
Zip48091-1217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionCAROLE PARK SUBDIVISION LOT 46 L.44 P.35-36
Legal SubdivisionCAROLE PARK SUBDIVISION
Legal Lot Number46
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group2
Census Block2011
Census Tract262500

Owner

5043 Bernice Ave is owned and occupied by two individuals who acquired it in May 2007.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address5043 BERNICE AVE, WARREN, MI 48091-1217
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 1996 · Amount on File
Deed SaleNov 18, 1996 · Amount on File
Last Transfer DateMay 11, 2007
Transfer Doc0000006036
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address5043 BERNICE AVE, WARREN, MI 48091-1217
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5043 BERNICE AVE, WARREN, MI 48091-1217

Mortgage

Document Number2200097582
DateAug 12, 2022
Book Page28762/488
Instrument202200097582
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5043 Bernice Ave was $2,400 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$109,510 (+6.36%)$219,020 (+6.36%)
2025$2,400.00 Homeowner's exemption$102,960$205,920
2023$88,670$177,340
2022$2,089.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5043 Bernice Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5043 Bernice Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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