50420 Garfield Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 50420 Garfield Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,458 sqft · built 1996
Lot Size	2.49 acres (108,464 sqft)
Owner	Company Name on Record
Tax Bill	$3,842 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-15-012-000-014`

Property Details

APN / Parcel Number

Primary APN	`08-15-012-000-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,458 sqft Living Area
1st Floor Area	1,516 sqft
2nd Floor Area	16 sqft
Upper Floors Area	942 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	108,464 sqft (2.49 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	252 sqft
Deck Area	600 sqft
Patio Area	128 sqft
Canopy	128 sqft
Pole Barn	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	50420 GARFIELD RD
City	OBERLIN
State	OH
Zip	44074-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -003
Legal Subdivision	HERIETTA 15
Legal Tract	15
Legal Lot Number	12
Jurisdiction	LORAIN OH
Township / Civil Division	HENRIETTA
Census Block Group	2
Census Block	2016
Census Tract	92100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	50420 GARFIELD RD, OBERLIN, OH 44074-9222
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Warranty Deed, Transfer
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026
Deed Sale	Mar 5, 2026
Deed Document Number	2026-0087106
Record Updated	Jun 8, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 5, 2026
Property Address	50420 GARFIELD RD, OBERLIN, OH 44074-9222
Document Number	0000087106
Instrument Date	May 7, 2025
Instrument	2026-0087106
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50420 GARFIELD RD, OBERLIN, OH 44074-9222

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	50420 GARFIELD RD, OBERLIN, OH 44074-9222
Document Number	0000664544
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50420 GARFIELD RD OBERLIN OH 440749222, OBERLIN, OH 44074-9222

Mortgage

Document Number	0000664544
Date	Mar 13, 2018
Instrument	664544

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Henrietta Township
Unified School District	Firelands Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,842.00	$110,970 (%) Land $18,750 Building $92,220	$317,060 (-) Land $53,580 Building $263,480
2024	$3,842.00 (-13.02%)	$110,971 (+22.19%) Land $18,753 Building $92,218	$317,060 (+22.2%) Land $53,580 Building $263,480
2023	$4,417.00 (+3.56%)	$90,815 (+0.01%) Land $18,494 Building $72,321	$259,470 (-) Land $52,840 Building $206,630
2022	$4,265.00	$90,810 Land $18,490 Building $72,320
2021			$259,470 Land $52,840 Building $206,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2008–2023)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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