5042 Ray Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 5042 Ray Ave, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 1952
Lot Size	0.294 acres (12,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (May 2022)
Tax Bill	$17,233 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2022 Transfer + 8 more
Flood Zone	Zone X (minimal risk)
APN	`84C-796-8`

Property Details

APN / Parcel Number

Primary APN	`84C-796-8`
Alternative APN	`084C-0796-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	12,798 sqft (0.294 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5042 RAY AVE
City	CASTRO VALLEY
State	CA
Zip	94546-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: AR: 084C PAGE: 0796
Legal Subdivision	B C HAWES
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2003
Census Tract	430200

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
May 25, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
May 25, 2022	Grant Deed, Transfer · Commercial Mortgage ZHIJUN DONG
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 10, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jul 10, 2018	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 31, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	2022100729
Prior Transfer Date	Apr 28, 2005
Prior Transfer Doc	0000200398
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510

Mortgage

Document Number	0000157866
Date	Sep 14, 2022
Instrument	2022157866

Lender

Name	NMSI INC
Type	Mortgage Company
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.2%
Index	Other
Margin	4
Max Rate	12.2%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	May 25, 2022
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Document Number	0000100728
Map Reference	MB 869 PG 211
Instrument Date	May 17, 2022
Instrument	2022100728
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 25, 2022
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Document Number	0000100729
Map Reference	MB 869 PG 211
Instrument Date	May 17, 2022
Instrument	2022100729
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510

Mortgage

Document Number	0000100730
Date	May 25, 2022
Instrument	2022100730

Lender

Name	ZHIJUN DONG
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000137395
Date	Jun 15, 2020
Instrument	2020137395

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510

Mortgage

Document Number	0000067993
Date	Feb 17, 2021
Instrument	2021067993

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510

Mortgage

Document Number	0000357507
Date	Oct 29, 2021
Instrument	2021357507

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061365
Date	Apr 5, 2019
Instrument	2019061365

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Jul 10, 2018
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Document Number	0000134734
Instrument Date	Jul 9, 2018
Instrument	134734
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4948 SEAVIEW AVE CASTRO VALLEY CA 945462347, CASTRO VALLEY, CA 94546-2347

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 10, 2018
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Document Number	0000134735
Instrument Date	Jul 6, 2018
Instrument	2018134735
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510

Mortgage

Document Number	0000134736
Date	Jul 10, 2018
Instrument	2018134736

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	May 31, 2018
Property Address	5042 RAY AVE, CASTRO VALLEY, CA 94546-2510
Document Number	0000108128
Instrument Date	Apr 17, 2018
Instrument	108128
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4948 SEAVIEW AVE CASTRO VALLEY CA 945462347, CASTRO VALLEY, CA 94546-2347

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,414,666 (+1.5%) Land $426,500 Building $995,166
2025	$17,233.00 (+3.72%) Homeowner's exemption	$1,393,799 (+4.04%) Land $418,140 Building $975,659
2023	$16,615.00 Homeowner's exemption	$1,339,680 Land $401,904 Building $937,776	$1,485,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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